AEON Financial Service Co (TSE:8570) EV-to-OCF: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8570 AEON Financial Service Co Ltd TSE:8570
73 GF Score
Price 円1,626.00
GF Value 円1,735.56
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is AEON Financial Service Co EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, AEON Financial Service Co's Enterprise Value is 円1,443,574 Mil. AEON Financial Service Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in May. 2026 was 円 Mil. Therefore, AEON Financial Service Co's EV-to-OCF for today is .

The historical rank and industry rank for AEON Financial Service Co's EV-to-OCF or its related term are showing as below:

TSE:8570' s EV-to-OCF Range Over the Past 10 Years
Min: 4.76   Med: 0   Max: 4.76
Current: 4.76

During the past 13 years, the highest EV-to-OCF of AEON Financial Service Co was 4.76. The lowest was 4.76. And the median was .

TSE:8570's EV-to-OCF is ranked worse than
61.16% of 551 companies
in the Credit Services industry
Industry Median: -0.6 vs TSE:8570: 4.76

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-21), AEON Financial Service Co's stock price is 円1626.00. AEON Financial Service Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 was 円119.047. Therefore, AEON Financial Service Co's PE Ratio (TTM) for today is 13.66.


AEON Financial Service Co  (TSE:8570) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

AEON Financial Service Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1626.00/119.047
=13.66

AEON Financial Service Co's share price for today is 円1626.00.
AEON Financial Service Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円119.047.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


AEON Financial Service Co EV-to-OCF Related Terms


AEON Financial Service Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for AEON Financial Service Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Financial Service Co EV-to-OCF Chart

AEON Financial Service Co Annual Data
Trend Mar17 Mar18 Mar19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -106.39 -44.15 -449.98 117.39 15.58

AEON Financial Service Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

TSE:8570 vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, AEON Financial Service Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Financial Service Co EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Financial Service Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where AEON Financial Service Co's EV-to-OCF falls into.


TSE:8570
73GF Score
AEON Financial Service Co Ltd TSE:8570
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AEON Financial Service Co EV-to-OCF Calculation

AEON Financial Service Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1443573.665/
=

AEON Financial Service Co's current Enterprise Value is 円1,443,574 Mil.
AEON Financial Service Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is AEON Financial Service Co (TSE:8570) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued. The current stock price of 円1,626.00 is trading 6.3% below its estimated GF Value™ of 円1,735.56. GuruFocus considers AEON Financial Service Co to be Fairly Valued.

Key valuation signals for TSE:8570:

  • EV-to-OCF:
  • GF Value™: 円1,735.56 vs. price of 円1,626.00 (6.3% below fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the TSE:8570 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Financial Service Co Business Description

Address 1-1 Kanda Nishikicho, Chiyoda-ku, Tokyo, JPN
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
73GF Score

Get the complete analysis for TSE:8570

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,626.00
Price
円1,735.56
GF Value