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AEON Financial Service Co (TSE:8570) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
AEON Financial Service Co Equity-to-Asset Related Terms
AEON Financial Service Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8570 vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, AEON Financial Service Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Financial Service Co Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Financial Service Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where AEON Financial Service Co's Equity-to-Asset falls into.
AEON Financial Service Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
AEON Financial Service Co's Equity to Asset Ratio for the fiscal year that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Financial Service Co (TSE:8570) has a Equity-to-Asset of 0.07 as of May. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AEON Financial Service Co and its competitors. This is near median its historical median of 0.07. Over the past decade, AEON Financial Service Co's Equity-to-Asset has ranged from 0.06 to 0.08. According to the industry distribution chart, AEON Financial Service Co ranks #514 out of 555 companies in the Credit Services industry, placing it in the top 92.6%.
Is AEON Financial Service Co's Equity-to-Asset too high?
AEON Financial Service Co's current Equity-to-Asset of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.08. The Credit Services industry median Equity-to-Asset is 0.40. AEON Financial Service Co's value of 0.07 is 82.5% below this industry median. Based on the distribution chart, AEON Financial Service Co ranks #514 out of 555 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, AEON Financial Service Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, AEON Financial Service Co ranks #514 out of 555 companies for Equity-to-Asset. This places AEON Financial Service Co in the lower half of its industry. The industry median Equity-to-Asset is 0.40. AEON Financial Service Co's value of 0.07 is 82.5% below this benchmark. Historically, AEON Financial Service Co's own Equity-to-Asset has ranged from 0.06 to 0.08 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.40, AEON Financial Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AEON Financial Service Co's current Equity-to-Asset of 0.07 is 82.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AEON Financial Service Co and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Financial Service Co's current Equity-to-Asset is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
Based on GuruFocus' analysis, AEON Financial Service Co (TSE:8570) is currently considered Fairly Valued. The stock's GF Value™ is 円1,735.56, compared to a current price of 円1,626.00 — trading 6.3% below its estimated fair value. The current Equity-to-Asset is 0.07, which is near median its 10-year median of 0.07 and 82.5% below the Credit Services industry median of 0.40. AEON Financial Service Co's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For AEON Financial Service Co (TSE:8570), the current Equity-to-Asset is 0.07 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (TSE:8570) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued.
The current stock price of 円1,626.00 is trading 6.3% below its estimated GF Value™ of 円1,735.56.
GuruFocus considers AEON Financial Service Co to be Fairly Valued.
Key valuation signals for TSE:8570:
Equity-to-Asset: 0.07 (near median its 10-year median of 0.07)
GF Value™: 円1,735.56 vs. price of 円1,626.00 (6.3% below fair value)
Industry Position: 82.5% below the Credit Services median (#514 of 555)
No single metric tells the full story. See the TSE:8570 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
73GF Score
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