UNIXY (UNIQA Insurance Group AG) Cyclically Adjusted PS Ratio: 0.81 (As of Jul. 11, 2026) — 161% Above Median


UNIXY UNIQA Insurance Group AG UNIXY
65 GF Score
Price $18.35
GF Value $11.92
! 5 Warning Signs
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What is UNIQA Insurance Group AG Cyclically Adjusted PS Ratio?

UNIQA Insurance Group AG UNIXY 65 Cyclically Adjusted PS Ratio is 0.81 as of Jul. 11, 2026, which is 161% above its 10-year median of 0.31. GuruFocus rates UNIXY with a GF Score™ of 65/100 and a GF Value™ of $11.92. The stock has 5 warning signs investors should review. Among 411 Insurance companies, UNIQA Insurance Group AG ranks better than 65.45% on this metric.

As of today (2026-07-11), UNIQA Insurance Group AG's current share price is $18.35. UNIQA Insurance Group AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $22.58. UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio for today is 0.81.

The historical rank and industry rank for UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

UNIXY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.31   Max: 0.85
Current: 0.85

During the past 13 years, UNIQA Insurance Group AG's highest Cyclically Adjusted PS Ratio was 0.85. The lowest was 0.09. And the median was 0.31.

UNIXY's Cyclically Adjusted PS Ratio is ranked better than
65.45% of 411 companies
in the Insurance industry
Industry Median: 1.22 vs UNIXY: 0.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

UNIQA Insurance Group AG's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $22.612. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $22.58 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


UNIQA Insurance Group AG  (OTCPK:UNIXY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


UNIQA Insurance Group AG Cyclically Adjusted PS Ratio Related Terms


UNIQA Insurance Group AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UNIQA Insurance Group AG Cyclically Adjusted PS Ratio Chart

UNIQA Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.32 0.35 0.38 0.73

UNIQA Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.00 0.38 0.00 0.73

UNIXY vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UNIQA Insurance Group AG Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio falls into.


UNIXY
65GF Score
UNIQA Insurance Group AG UNIXY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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UNIQA Insurance Group AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=18.35/22.58
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UNIQA Insurance Group AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, UNIQA Insurance Group AG's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=22.612/140.3549*140.3549
=22.612

Current CPI (Dec25) = 140.3549.

UNIQA Insurance Group AG Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 17.248 102.092 23.712
201712 20.081 104.291 27.025
201812 20.112 106.291 26.557
201912 20.244 108.091 26.287
202012 22.539 109.321 28.937
202112 24.134 113.971 29.721
202212 11.869 125.541 13.270
202312 18.090 132.570 19.152
202412 19.451 135.273 20.182
202512 22.612 140.355 22.612

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.81 mean?
UNIQA Insurance Group AG (UNIXY) has a Cyclically Adjusted PS Ratio of 0.81 as of Jul. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on UNIQA Insurance Group AG and its competitors. This is 161% above median its historical median of 0.31. Over the past decade, UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio has ranged from 0.09 to 0.85. According to the industry distribution chart, UNIQA Insurance Group AG ranks #142 out of 411 companies in the Insurance industry, placing it in the top 34.5%.
Is UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio too high?
UNIQA Insurance Group AG's current Cyclically Adjusted PS Ratio of 0.81 is 161% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.85. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. UNIQA Insurance Group AG's value of 0.81 is 33.6% below this industry median. Based on the distribution chart, UNIQA Insurance Group AG ranks #142 out of 411 companies in the Insurance industry, which is above the industry midpoint. Overall, UNIQA Insurance Group AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, UNIQA Insurance Group AG ranks #142 out of 411 companies for Cyclically Adjusted PS Ratio. This puts UNIQA Insurance Group AG in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.22. UNIQA Insurance Group AG's value of 0.81 is 33.6% below this benchmark. Historically, UNIQA Insurance Group AG's own Cyclically Adjusted PS Ratio has ranged from 0.09 to 0.85 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.22, UNIQA Insurance Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNIQA Insurance Group AG's current Cyclically Adjusted PS Ratio of 0.81 is 33.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on UNIQA Insurance Group AG and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNIQA Insurance Group AG's current Cyclically Adjusted PS Ratio is 0.81, which is 161% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current Cyclically Adjusted PS Ratio of 0.81. The stock's GF Value™ is $11.92, compared to a current price of $18.35 — trading 53.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.81, which is 161% above median its 10-year median of 0.31 and 33.6% below the Insurance industry median of 1.22. UNIQA Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current Cyclically Adjusted PS Ratio is 0.81 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?

Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued. The current stock price of $18.35 is trading 53.9% above its estimated GF Value™ of $11.92.

Key valuation signals for UNIXY:

  • Cyclically Adjusted PS Ratio: 0.81 (161% above median its 10-year median of 0.31)
  • GF Value™: $11.92 vs. price of $18.35 (53.9% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 33.6% below the Insurance median (#142 of 411)

No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UNIQA Insurance Group AG Business Description

Address Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
65GF Score

Get the complete analysis for UNIXY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.35
Price
$11.92
GF Value