UNIXY (UNIQA Insurance Group AG) 3-Year EBITDA Growth Rate: 19.20% (As of Dec. 2025)

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UNIXY UNIQA Insurance Group AG UNIXY
61 GF Score
Price $18.35
GF Value $11.64
! 5 Warning Signs
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What is UNIQA Insurance Group AG 3-Year EBITDA Growth Rate?

UNIQA Insurance Group AG UNIXY 61 3-Year EBITDA Growth Rate is 19.20% as of Dec. 2025. GuruFocus rates UNIXY with a GF Score™ of 61/100 and a GF Value™ of $11.64. The stock has 5 warning signs investors should review. Among 292 Insurance companies, UNIQA Insurance Group AG ranks better than 55.48% on this metric.

UNIQA Insurance Group AG's EBITDA per Share for the six months ended in Dec. 2025 was $1.22.

During the past 12 months, UNIQA Insurance Group AG's average EBITDA Per Share Growth Rate was 14.20% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 19.20% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 12.70% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of UNIQA Insurance Group AG was 70.40% per year. The lowest was -33.30% per year. And the median was -2.30% per year.


UNIQA Insurance Group AG  (OTCPK:UNIXY) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


UNIQA Insurance Group AG 3-Year EBITDA Growth Rate Related Terms


UNIXY vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UNIQA Insurance Group AG 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where UNIQA Insurance Group AG's 3-Year EBITDA Growth Rate falls into.


UNIXY
61GF Score
UNIQA Insurance Group AG UNIXY
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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UNIQA Insurance Group AG 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 19.20% mean?
UNIQA Insurance Group AG (UNIXY) has a 3-Year EBITDA Growth Rate of 19.20% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for UNIQA Insurance Group AG and its competitors. According to the industry distribution chart, UNIQA Insurance Group AG ranks #130 out of 292 companies in the Insurance industry, placing it in the top 44.5%.
Is UNIQA Insurance Group AG's 3-Year EBITDA Growth Rate too high?
UNIQA Insurance Group AG's current 3-Year EBITDA Growth Rate is 19.20%. The Insurance industry median 3-Year EBITDA Growth Rate is 16.70. UNIQA Insurance Group AG's value of 19.20% is 15% above this industry median. Based on the distribution chart, UNIQA Insurance Group AG ranks #130 out of 292 companies in the Insurance industry, which is above the industry midpoint. Overall, UNIQA Insurance Group AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, UNIQA Insurance Group AG ranks #130 out of 292 companies for 3-Year EBITDA Growth Rate. This puts UNIQA Insurance Group AG in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.70. UNIQA Insurance Group AG's value of 19.20% is 15% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.70, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNIQA Insurance Group AG's current 3-Year EBITDA Growth Rate of 19.20% is 15% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for UNIQA Insurance Group AG and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNIQA Insurance Group AG's current 3-Year EBITDA Growth Rate is 19.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current 3-Year EBITDA Growth Rate of 19.20%. The stock's GF Value™ is $11.64, compared to a current price of $18.35 — trading 57.6% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 19.20% and 15% above the Insurance industry median of 16.70. UNIQA Insurance Group AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current 3-Year EBITDA Growth Rate is 19.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?

Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued. The current stock price of $18.35 is trading 57.6% above its estimated GF Value™ of $11.64.

Key valuation signals for UNIXY:

  • 3-Year EBITDA Growth Rate: 19.20%
  • GF Value™: $11.64 vs. price of $18.35 (57.6% above fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 15% above the Insurance median (#130 of 292)

No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UNIQA Insurance Group AG Business Description

Address Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
61GF Score

Get the complete analysis for UNIXY

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.35
Price
$11.64
GF Value