UNIXY (UNIQA Insurance Group AG) Financial Strength: 5 (As of Jun. 2026) — Near Median

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UNIXY UNIQA Insurance Group AG UNIXY
61 GF Score
Price $18.35
GF Value $11.66
! 5 Warning Signs
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What is UNIQA Insurance Group AG Financial Strength?

UNIQA Insurance Group AG UNIXY 61 Financial Strength is 5 as of Jun. 2026, which is at its 10-year median of 5.00. GuruFocus rates UNIXY with a GF Score™ of 61/100 and a GF Value™ of $11.66. The stock has 5 warning signs investors should review.

UNIQA Insurance Group AG has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

UNIQA Insurance Group AG's Interest Coverage for the quarter that ended in Jun. 2026 was 14.66. UNIQA Insurance Group AG's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.21. Altman Z-Score does not apply to banks and insurance companies.

UNIQA Insurance Group AG  (OTCPK:UNIXY) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

UNIQA Insurance Group AG has the Financial Strength Rank of 5.

UNIQA Insurance Group AG Financial Strength Related Terms

UNIXY
61GF Score
UNIQA Insurance Group AG UNIXY
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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UNIQA Insurance Group AG Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

UNIQA Insurance Group AG's Interest Expense for the months ended in Jun. 2026 was $-28 Mil. Its Operating Income for the months ended in Jun. 2026 was $0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $2,047 Mil.

UNIQA Insurance Group AG's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

UNIQA Insurance Group AG's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 2047.005) / 9956.912
=0.21

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
UNIQA Insurance Group AG (UNIXY) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on UNIQA Insurance Group AG and its competitors. This is near median its historical median of 5.00. Over the past decade, UNIQA Insurance Group AG's Financial Strength has ranged from 5.00 to 6.00.
Is UNIQA Insurance Group AG's Financial Strength too high?
UNIQA Insurance Group AG's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 6.00. Overall, UNIQA Insurance Group AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's Financial Strength compare to BRK.A and AIG?
UNIQA Insurance Group AG's Financial Strength of 5 can be compared against companies in the Insurance industry. Historically, UNIQA Insurance Group AG's own Financial Strength has ranged from 5.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on UNIQA Insurance Group AG and its competitors. UNIQA Insurance Group AG's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current Financial Strength of 5. The stock's GF Value™ is $11.66, compared to a current price of $18.35 — trading 57.4% above its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. UNIQA Insurance Group AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?

Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued. The current stock price of $18.35 is trading 57.4% above its estimated GF Value™ of $11.66.

Key valuation signals for UNIXY:

  • Financial Strength: 5 (near median its 10-year median of 5.00)
  • GF Value™: $11.66 vs. price of $18.35 (57.4% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UNIQA Insurance Group AG Business Description

Address Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
61GF Score

Get the complete analysis for UNIXY

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.35
Price
$11.66
GF Value