UNIQA Insurance Group AG (OTCPK:UNIXY) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
UNIQA Insurance Group AG Effective Interest Rate on Debt % Related Terms
UNIQA Insurance Group AG Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for UNIQA Insurance Group AG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNIQA Insurance Group AG Effective Interest Rate on Debt % Chart
UNIXY vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UNIQA Insurance Group AG Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where UNIQA Insurance Group AG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.74% mean?
UNIQA Insurance Group AG (UNIXY) has a Effective Interest Rate on Debt % of 2.74% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UNIQA Insurance Group AG and its competitors.
Is UNIQA Insurance Group AG's Effective Interest Rate on Debt % too high?
UNIQA Insurance Group AG's current Effective Interest Rate on Debt % is 2.74%. Overall, UNIQA Insurance Group AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's Effective Interest Rate on Debt % compare to BRK.A and AIG?
UNIQA Insurance Group AG's Effective Interest Rate on Debt % of 2.74% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UNIQA Insurance Group AG and its competitors. UNIQA Insurance Group AG's current Effective Interest Rate on Debt % is 2.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current Effective Interest Rate on Debt % of 2.74%. The stock's GF Value™ is $11.92, compared to a current price of $18.35 — trading 53.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.74%. UNIQA Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current Effective Interest Rate on Debt % is 2.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?
Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued.
The current stock price of $18.35 is trading 53.9% above its estimated GF Value™ of $11.92.
Key valuation signals for UNIXY:
Effective Interest Rate on Debt %: 2.74%
GF Value™: $11.92 vs. price of $18.35 (53.9% above fair value)
No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
65GF Score
Get the complete analysis for UNIXY
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
UNIXY has been successfully added to your 
