UNIXY (UNIQA Insurance Group AG) ROE % Adjusted to Book Value: 9.01% (As of Dec. 2025)


UNIXY UNIQA Insurance Group AG UNIXY
65 GF Score
Price $18.35
GF Value $12.05
! 5 Warning Signs
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What is UNIQA Insurance Group AG ROE % Adjusted to Book Value?

UNIQA Insurance Group AG UNIXY 65 ROE % Adjusted to Book Value is 9.01% as of Dec. 2025. GuruFocus rates UNIXY with a GF Score™ of 65/100 and a GF Value™ of $12.05. The stock has 5 warning signs investors should review.

UNIQA Insurance Group AG's ROE % for the quarter that ended in Dec. 2025 was 12.70%. UNIQA Insurance Group AG's PB Ratio for the quarter that ended in Dec. 2025 was 1.41. UNIQA Insurance Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 9.01%.


UNIQA Insurance Group AG ROE % Adjusted to Book Value Related Terms


UNIQA Insurance Group AG ROE % Adjusted to Book Value Historical Data

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The historical data trend for UNIQA Insurance Group AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UNIQA Insurance Group AG ROE % Adjusted to Book Value Chart

UNIQA Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 10.67

UNIQA Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 9.01

UNIXY vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UNIQA Insurance Group AG ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where UNIQA Insurance Group AG's ROE % Adjusted to Book Value falls into.


UNIXY
65GF Score
UNIQA Insurance Group AG UNIXY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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UNIQA Insurance Group AG ROE % Adjusted to Book Value Calculation

UNIQA Insurance Group AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.04% / 1.41
=10.67%

UNIQA Insurance Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.70% / 1.41
=9.01%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.01% mean?
UNIQA Insurance Group AG (UNIXY) has a ROE % Adjusted to Book Value of 9.01% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on UNIQA Insurance Group AG and its competitors.
Is UNIQA Insurance Group AG's ROE % Adjusted to Book Value too high?
UNIQA Insurance Group AG's current ROE % Adjusted to Book Value is 9.01%. Overall, UNIQA Insurance Group AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's ROE % Adjusted to Book Value compare to BRK.A and AIG?
UNIQA Insurance Group AG's ROE % Adjusted to Book Value of 9.01% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on UNIQA Insurance Group AG and its competitors. UNIQA Insurance Group AG's current ROE % Adjusted to Book Value is 9.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current ROE % Adjusted to Book Value of 9.01%. The stock's GF Value™ is $12.05, compared to a current price of $18.35 — trading 52.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.01%. UNIQA Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current ROE % Adjusted to Book Value is 9.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?

Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued. The current stock price of $18.35 is trading 52.3% above its estimated GF Value™ of $12.05.

Key valuation signals for UNIXY:

  • ROE % Adjusted to Book Value: 9.01%
  • GF Value™: $12.05 vs. price of $18.35 (52.3% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UNIQA Insurance Group AG Business Description

Address Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
65GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.35
Price
$12.05
GF Value