UNIQA Insurance Group AGUNIXY 65 Interest Coverage is 11.76 as of Dec. 2025, which is 92% above its 10-year median of 6.11. GuruFocus rates UNIXY with a GF Score™ of 65/100 and a GF Value™ of $12.05. The stock has 5 warning signs investors should review. Among 351 Insurance companies, UNIQA Insurance Group AG ranks worse than 56.7% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. UNIQA Insurance Group AG's
EBIT
for the
six
months ended in Dec. 2025 was $283 Mil. UNIQA Insurance Group AG's Interest Expense for the
six
months ended in Dec. 2025 was $-24 Mil.
UNIQA Insurance Group AG's interest coverage for the quarter that ended in Dec. 2025 was 11.76.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for UNIQA Insurance Group AG's Interest Coverage or its related term are showing as below:
UNIXY'
s Interest Coverage Range Over the Past 10 Years
Min: 1.88 Med: 6.11 Max: 12.62
Current: 12.62
UNIXY's Interest Coverage is ranked worse than 56.7% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs UNIXY: 12.62
UNIQA Insurance Group AG (OTCPK:UNIXY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
UNIQA Insurance Group AG Interest Coverage Related Terms
UNIQA Insurance Group AG Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
UNIXY vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UNIQA Insurance Group AG Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where UNIQA Insurance Group AG's Interest Coverage falls into.
UNIQA Insurance Group AG Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNIQA Insurance Group AG (UNIXY) has a Interest Coverage of 11.76 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UNIQA Insurance Group AG and its competitors. This is 92% above median its historical median of 6.11. Over the past decade, UNIQA Insurance Group AG's Interest Coverage has ranged from 1.88 to 12.62. According to the industry distribution chart, UNIQA Insurance Group AG ranks #199 out of 351 companies in the Insurance industry, placing it in the top 56.7%.
Is UNIQA Insurance Group AG's Interest Coverage too high?
UNIQA Insurance Group AG's current Interest Coverage of 11.76 is 92% above median its 10-year median of 6.11. Over the past 10 years, this metric has ranged from a low of 1.88 to a high of 12.62. The Insurance industry median Interest Coverage is 16.23. UNIQA Insurance Group AG's value of 11.76 is 27.5% below this industry median. Based on the distribution chart, UNIQA Insurance Group AG ranks #199 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, UNIQA Insurance Group AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, UNIQA Insurance Group AG ranks #199 out of 351 companies for Interest Coverage. This places UNIQA Insurance Group AG in the lower half of its industry. The industry median Interest Coverage is 16.23. UNIQA Insurance Group AG's value of 11.76 is 27.5% below this benchmark. Historically, UNIQA Insurance Group AG's own Interest Coverage has ranged from 1.88 to 12.62 over the past decade. While the company's 10-year median is 6.11 vs. the industry median of 16.23, UNIQA Insurance Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNIQA Insurance Group AG's current Interest Coverage of 11.76 is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UNIQA Insurance Group AG and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNIQA Insurance Group AG's current Interest Coverage is 11.76, which is 92% above median its own 10-year median of 6.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current Interest Coverage of 11.76. The stock's GF Value™ is $12.05, compared to a current price of $18.35 — trading 52.3% above its estimated fair value. The current Interest Coverage is 11.76, which is 92% above median its 10-year median of 6.11 and 27.5% below the Insurance industry median of 16.23. UNIQA Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current Interest Coverage is 11.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?
Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued.
The current stock price of $18.35 is trading 52.3% above its estimated GF Value™ of $12.05.
Key valuation signals for UNIXY:
Interest Coverage: 11.76 (92% above median its 10-year median of 6.11)
GF Value™: $12.05 vs. price of $18.35 (52.3% above fair value)
Industry Position: 27.5% below the Insurance median (#199 of 351)
No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
65GF Score
Get the complete analysis for UNIXY
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
UNIXY has been successfully added to your 
