Adriatic Osiguranje DD (ZAG:JDOS) Cyclically Adjusted PS Ratio: 0.48 (As of Jul. 23, 2026)

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What is Adriatic Osiguranje DD Cyclically Adjusted PS Ratio?

Adriatic Osiguranje DD ZAG:JDOS Cyclically Adjusted PS Ratio is 0.48 as of Jul. 23, 2026.

As of today (2026-07-23), Adriatic Osiguranje DD's current share price is €486.00. Adriatic Osiguranje DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2023 was €1,020.64. Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio for today is 0.48.

The historical rank and industry rank for Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio or its related term are showing as below:

ZAG:JDOS's Cyclically Adjusted PS Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.21
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Adriatic Osiguranje DD's adjusted revenue per share data for the three months ended in Sep. 2023 was €399.144. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1,020.64 for the trailing ten years ended in Sep. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Adriatic Osiguranje DD  (ZAG:JDOS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Adriatic Osiguranje DD Cyclically Adjusted PS Ratio Related Terms


Adriatic Osiguranje DD Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adriatic Osiguranje DD Cyclically Adjusted PS Ratio Chart

Adriatic Osiguranje DD Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.78 0.61

Adriatic Osiguranje DD Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.61 0.57 0.54 0.49

ZAG:JDOS vs HALL: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adriatic Osiguranje DD Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio falls into.



Adriatic Osiguranje DD Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=486.00/1020.64
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adriatic Osiguranje DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2023 is calculated as:

For example, Adriatic Osiguranje DD's adjusted Revenue per Share data for the three months ended in Sep. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2023 (Change)*Current CPI (Sep. 2023)
=399.144/307.7890*307.7890
=399.144

Current CPI (Sep. 2023) = 307.7890.

Adriatic Osiguranje DD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201312 136.320 233.049 180.039
201403 164.216 236.293 213.903
201406 173.352 238.343 223.862
201409 167.472 238.031 216.552
201412 136.216 234.812 178.550
201503 147.120 236.119 191.776
201506 148.736 238.638 191.836
201509 149.800 237.945 193.771
201512 131.608 236.525 171.261
201603 139.504 238.132 180.311
201606 157.224 241.018 200.781
201609 154.480 241.428 196.942
201612 153.584 241.432 195.796
201703 155.520 243.801 196.338
201706 163.968 244.955 206.028
201709 162.928 246.819 203.175
201712 125.360 246.524 156.514
201803 162.776 249.554 200.761
201806 197.544 251.989 241.288
201809 183.768 252.439 224.061
201812 171.448 251.233 210.043
201903 188.304 254.202 227.999
201906 200.760 256.143 241.239
201909 204.632 256.759 245.302
201912 206.272 256.974 247.061
202003 202.720 258.115 241.733
202006 225.112 257.797 268.766
202009 239.168 260.280 282.823
202012 237.688 260.474 280.864
202103 264.704 264.877 307.588
202106 289.720 271.696 328.207
202109 294.960 274.310 330.959
202112 357.008 278.802 394.126
202203 339.752 287.504 363.723
202206 354.488 296.311 368.220
202209 340.288 296.808 352.878
202212 368.952 296.797 382.616
202303 364.792 301.836 371.987
202306 394.136 305.109 397.598
202309 399.144 307.789 399.144

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.48 mean?
Adriatic Osiguranje DD (ZAG:JDOS) has a Cyclically Adjusted PS Ratio of 0.48 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Adriatic Osiguranje DD and its competitors.
Is Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio too high?
Adriatic Osiguranje DD's current Cyclically Adjusted PS Ratio is 0.48. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Adriatic Osiguranje DD's value of 0.48 is 60.3% below this industry median.
How does Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio compare to HALL?
Adriatic Osiguranje DD's Cyclically Adjusted PS Ratio of 0.48 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Adriatic Osiguranje DD's value of 0.48 is 60.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adriatic Osiguranje DD's current Cyclically Adjusted PS Ratio of 0.48 is 60.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Adriatic Osiguranje DD and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adriatic Osiguranje DD's current Cyclically Adjusted PS Ratio is 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adriatic Osiguranje DD stock overvalued right now?
Adriatic Osiguranje DD (ZAG:JDOS) has a current Cyclically Adjusted PS Ratio of 0.48. The current Cyclically Adjusted PS Ratio is 0.48 and 60.3% below the Insurance industry median of 1.21. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Adriatic Osiguranje DD (ZAG:JDOS), the current Cyclically Adjusted PS Ratio is 0.48 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adriatic Osiguranje DD Business Description

Address Listopadska 2, Zagreb, HRV, 10000
Adriatic Osiguranje DD formerly Jadransko Osiguranje dd operates in the insurance industry in Croatia. The company offers property insurance and travel insurance. It specializes in Motor vehicle insurance.