Adriatic Osiguranje DD (ZAG:JDOS) Net Margin %: 2.24% (As of Sep. 2023)


What is Adriatic Osiguranje DD Net Margin %?

Adriatic Osiguranje DD ZAG:JDOS Net Margin % is 2.24% as of Sep. 2023.

Net margin is calculated as Net Income divided by its Revenue. Adriatic Osiguranje DD's Net Income for the three months ended in Sep. 2023 was €1.1 Mil. Adriatic Osiguranje DD's Revenue for the three months ended in Sep. 2023 was €49.9 Mil. Therefore, Adriatic Osiguranje DD's net margin for the quarter that ended in Sep. 2023 was 2.24%.

The historical rank and industry rank for Adriatic Osiguranje DD's Net Margin % or its related term are showing as below:


ZAG:JDOS's Net Margin % is not ranked *
in the Insurance industry.
Industry Median: 9.29
* Ranked among companies with meaningful Net Margin % only.

Adriatic Osiguranje DD  (ZAG:JDOS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Adriatic Osiguranje DD Net Margin % Related Terms

Adriatic Osiguranje DD Net Margin % Historical Data

* Premium members only.

The historical data trend for Adriatic Osiguranje DD's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adriatic Osiguranje DD Net Margin % Chart

Adriatic Osiguranje DD Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.25 8.15 7.86 6.32 2.96

Adriatic Osiguranje DD Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 -4.99 6.25 4.74 2.24

ZAG:JDOS vs HALL: Net Margin % Comparison

For the Insurance - Property & Casualty subindustry, Adriatic Osiguranje DD's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adriatic Osiguranje DD Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Adriatic Osiguranje DD's Net Margin % distribution charts can be found below:

* The bar in red indicates where Adriatic Osiguranje DD's Net Margin % falls into.


Adriatic Osiguranje DD Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Adriatic Osiguranje DD's Net Margin for the fiscal year that ended in Dec. 2022 is calculated as

Net Margin=Net Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=5.185/175.435
=2.96 %

Adriatic Osiguranje DD's Net Margin for the quarter that ended in Sep. 2023 is calculated as

Net Margin=Net Income (Q: Sep. 2023 )/Revenue (Q: Sep. 2023 )
=1.119/49.893
=2.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 2.24% mean?
Adriatic Osiguranje DD (ZAG:JDOS) has a Net Margin % of 2.24% as of Sep. 2023. Net margin is the ratio of total net income to net sales. View historical data on Adriatic Osiguranje DD and its competitors.
Is Adriatic Osiguranje DD's Net Margin % too high?
Adriatic Osiguranje DD's current Net Margin % is 2.24%. The Insurance industry median Net Margin % is 9.29. Adriatic Osiguranje DD's value of 2.24% is 75.9% below this industry median.
How does Adriatic Osiguranje DD's Net Margin % compare to HALL?
Adriatic Osiguranje DD's Net Margin % of 2.24% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.29. Adriatic Osiguranje DD's value of 2.24% is 75.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adriatic Osiguranje DD's current Net Margin % of 2.24% is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Adriatic Osiguranje DD and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adriatic Osiguranje DD's current Net Margin % is 2.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adriatic Osiguranje DD stock overvalued right now?
Adriatic Osiguranje DD (ZAG:JDOS) has a current Net Margin % of 2.24%. The current Net Margin % is 2.24% and 75.9% below the Insurance industry median of 9.29. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Adriatic Osiguranje DD (ZAG:JDOS), the current Net Margin % is 2.24% as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adriatic Osiguranje DD Business Description

Address Listopadska 2, Zagreb, HRV, 10000
Adriatic Osiguranje DD formerly Jadransko Osiguranje dd operates in the insurance industry in Croatia. The company offers property insurance and travel insurance. It specializes in Motor vehicle insurance.