Adriatic Osiguranje DD (ZAG:JDOS) PB Ratio: 0.34 (As of Jul. 13, 2026)


What is Adriatic Osiguranje DD PB Ratio?

Adriatic Osiguranje DD ZAG:JDOS PB Ratio is 0.34 as of Jul. 13, 2026.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), Adriatic Osiguranje DD's share price is €486.00. Adriatic Osiguranje DD's Book Value per Share for the quarter that ended in Sep. 2023 was €1,435.58. Hence, Adriatic Osiguranje DD's PB Ratio of today is 0.34.

The historical rank and industry rank for Adriatic Osiguranje DD's PB Ratio or its related term are showing as below:

ZAG:JDOS's PB Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.395
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Adriatic Osiguranje DD  (ZAG:JDOS) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Adriatic Osiguranje DD PB Ratio Related Terms


Adriatic Osiguranje DD PB Ratio Historical Data

* Premium members only.

The historical data trend for Adriatic Osiguranje DD's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adriatic Osiguranje DD PB Ratio Chart

Adriatic Osiguranje DD Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.14 3.52 3.06 3.89 3.47

Adriatic Osiguranje DD Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.41 3.47 0.40 0.37 0.35

ZAG:JDOS vs HALL: PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Adriatic Osiguranje DD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adriatic Osiguranje DD PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Adriatic Osiguranje DD's PB Ratio distribution charts can be found below:

* The bar in red indicates where Adriatic Osiguranje DD's PB Ratio falls into.



Adriatic Osiguranje DD PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Adriatic Osiguranje DD's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2023)
=486.00/1435.576
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.34 mean?
Adriatic Osiguranje DD (ZAG:JDOS) has a PB Ratio of 0.34 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Adriatic Osiguranje DD and its competitors.
Is Adriatic Osiguranje DD's PB Ratio too high?
Adriatic Osiguranje DD's current PB Ratio is 0.34. The Insurance industry median PB Ratio is 1.40. Adriatic Osiguranje DD's value of 0.34 is 75.6% below this industry median.
How does Adriatic Osiguranje DD's PB Ratio compare to HALL?
Adriatic Osiguranje DD's PB Ratio of 0.34 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.40. Adriatic Osiguranje DD's value of 0.34 is 75.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adriatic Osiguranje DD's current PB Ratio of 0.34 is 75.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Adriatic Osiguranje DD and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adriatic Osiguranje DD's current PB Ratio is 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adriatic Osiguranje DD stock overvalued right now?
Adriatic Osiguranje DD (ZAG:JDOS) has a current PB Ratio of 0.34. The current PB Ratio is 0.34 and 75.6% below the Insurance industry median of 1.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Adriatic Osiguranje DD (ZAG:JDOS), the current PB Ratio is 0.34 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adriatic Osiguranje DD Business Description

Address Listopadska 2, Zagreb, HRV, 10000
Adriatic Osiguranje DD formerly Jadransko Osiguranje dd operates in the insurance industry in Croatia. The company offers property insurance and travel insurance. It specializes in Motor vehicle insurance.