Adriatic Osiguranje DD (ZAG:JDOS) Debt-to-Equity: 0.02 (As of Sep. 2023)

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What is Adriatic Osiguranje DD Debt-to-Equity?

Adriatic Osiguranje DD ZAG:JDOS Debt-to-Equity is 0.02 as of Sep. 2023.

Adriatic Osiguranje DD's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was €0.0 Mil. Adriatic Osiguranje DD's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was €3.3 Mil. Adriatic Osiguranje DD's Total Stockholders Equity for the quarter that ended in Sep. 2023 was €179.4 Mil. Adriatic Osiguranje DD's debt to equity for the quarter that ended in Sep. 2023 was 0.02.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Adriatic Osiguranje DD's Debt-to-Equity or its related term are showing as below:

ZAG:JDOS's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21
* Ranked among companies with meaningful Debt-to-Equity only.

Adriatic Osiguranje DD  (ZAG:JDOS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Adriatic Osiguranje DD Debt-to-Equity Related Terms

Adriatic Osiguranje DD Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Adriatic Osiguranje DD's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adriatic Osiguranje DD Debt-to-Equity Chart

Adriatic Osiguranje DD Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.10 0.09 0.06 0.05

Adriatic Osiguranje DD Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.05 0.02 0.02 0.02

ZAG:JDOS vs HALL: Debt-to-Equity Comparison

For the Insurance - Property & Casualty subindustry, Adriatic Osiguranje DD's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adriatic Osiguranje DD Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Adriatic Osiguranje DD's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Adriatic Osiguranje DD's Debt-to-Equity falls into.


Adriatic Osiguranje DD Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Adriatic Osiguranje DD's Debt to Equity Ratio for the fiscal year that ended in Dec. 2022 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(1.131 + 6.679) / 155.778
=0.05

Adriatic Osiguranje DD's Debt to Equity Ratio for the quarter that ended in Sep. 2023 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 3.348) / 179.447
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.02 mean?
Adriatic Osiguranje DD (ZAG:JDOS) has a Debt-to-Equity of 0.02 as of Sep. 2023. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adriatic Osiguranje DD and its competitors.
Is Adriatic Osiguranje DD's Debt-to-Equity too high?
Adriatic Osiguranje DD's current Debt-to-Equity is 0.02. The Insurance industry median Debt-to-Equity is 0.21. Adriatic Osiguranje DD's value of 0.02 is 90.5% below this industry median.
How does Adriatic Osiguranje DD's Debt-to-Equity compare to HALL?
Adriatic Osiguranje DD's Debt-to-Equity of 0.02 can be compared against companies in the Insurance industry. The industry median Debt-to-Equity is 0.21. Adriatic Osiguranje DD's value of 0.02 is 90.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adriatic Osiguranje DD's current Debt-to-Equity of 0.02 is 90.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adriatic Osiguranje DD and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adriatic Osiguranje DD's current Debt-to-Equity is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adriatic Osiguranje DD stock overvalued right now?
Adriatic Osiguranje DD (ZAG:JDOS) has a current Debt-to-Equity of 0.02. The current Debt-to-Equity is 0.02 and 90.5% below the Insurance industry median of 0.21. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Adriatic Osiguranje DD (ZAG:JDOS), the current Debt-to-Equity is 0.02 as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adriatic Osiguranje DD Business Description

Address Listopadska 2, Zagreb, HRV, 10000
Adriatic Osiguranje DD formerly Jadransko Osiguranje dd operates in the insurance industry in Croatia. The company offers property insurance and travel insurance. It specializes in Motor vehicle insurance.