Adriatic Osiguranje DD (ZAG:JDOS) E10: €64.64 (As of Sep. 2023)


What is Adriatic Osiguranje DD E10?

Adriatic Osiguranje DD ZAG:JDOS E10 is €64.64 as of Sep. 2023.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Adriatic Osiguranje DD's adjusted earnings per share data for the three months ended in Sep. 2023 was €8.952. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €64.64 for the trailing ten years ended in Sep. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-28), Adriatic Osiguranje DD's current stock price is €486.00. Adriatic Osiguranje DD's E10 for the quarter that ended in Sep. 2023 was €64.64. Adriatic Osiguranje DD's Shiller PE Ratio of today is 7.52.


Adriatic Osiguranje DD  (ZAG:JDOS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Adriatic Osiguranje DD's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=486.00/64.64
=7.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Adriatic Osiguranje DD E10 Related Terms


Adriatic Osiguranje DD E10 Historical Data

* Premium members only.

The historical data trend for Adriatic Osiguranje DD's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adriatic Osiguranje DD E10 Chart

Adriatic Osiguranje DD Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 70.95 68.76

Adriatic Osiguranje DD Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.70 68.76 68.17 65.64 64.64

ZAG:JDOS vs HALL: E10 Comparison

For the Insurance - Property & Casualty subindustry, Adriatic Osiguranje DD's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adriatic Osiguranje DD Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Adriatic Osiguranje DD's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Adriatic Osiguranje DD's Shiller PE Ratio falls into.



Adriatic Osiguranje DD E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Adriatic Osiguranje DD's adjusted earnings per share data for the three months ended in Sep. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2023 (Change)*Current CPI (Sep. 2023)
=8.952/307.7890*307.7890
=8.952

Current CPI (Sep. 2023) = 307.7890.

Adriatic Osiguranje DD Quarterly Data

per share eps CPI Adj_EPS
201312 -27.150 233.049 -35.857
201403 27.398 236.293 35.688
201406 24.869 238.343 32.115
201409 21.729 238.031 28.097
201412 -28.558 234.812 -37.434
201503 22.700 236.119 29.590
201506 20.132 238.638 25.966
201509 19.092 237.945 24.696
201512 -7.647 236.525 -9.951
201603 22.107 238.132 28.574
201606 21.819 241.018 27.864
201609 19.199 241.428 24.476
201612 -8.922 241.432 -11.374
201703 23.290 243.801 29.403
201706 26.560 244.955 33.373
201709 20.964 246.819 26.143
201712 -24.800 246.524 -30.963
201803 23.968 249.554 29.561
201806 34.383 251.989 41.997
201809 20.749 252.439 25.298
201812 -12.938 251.233 -15.851
201903 25.584 254.202 30.977
201906 28.659 256.143 34.438
201909 14.911 256.759 17.875
201912 -3.990 256.974 -4.779
202003 23.080 258.115 27.522
202006 36.548 257.797 43.635
202009 21.896 260.280 25.893
202012 -10.460 260.474 -12.360
202103 23.227 264.877 26.990
202106 29.979 271.696 33.962
202109 21.368 274.310 23.976
202112 1.650 278.802 1.822
202203 27.967 287.504 29.940
202206 28.908 296.311 30.028
202209 3.009 296.808 3.120
202212 -18.408 296.797 -19.090
202303 22.819 301.836 23.269
202306 18.670 305.109 18.834
202309 8.952 307.789 8.952

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €64.64 mean?
Adriatic Osiguranje DD (ZAG:JDOS) has a E10 of €64.64 as of Sep. 2023. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Adriatic Osiguranje DD and its competitors.
Is Adriatic Osiguranje DD's E10 too high?
Adriatic Osiguranje DD's current E10 is €64.64.
How does Adriatic Osiguranje DD's E10 compare to HALL?
Adriatic Osiguranje DD's E10 of €64.64 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Adriatic Osiguranje DD and its competitors. Adriatic Osiguranje DD's current E10 is €64.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adriatic Osiguranje DD stock overvalued right now?
Adriatic Osiguranje DD (ZAG:JDOS) has a current E10 of €64.64. The current E10 is €64.64. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Adriatic Osiguranje DD (ZAG:JDOS), the current E10 is €64.64 as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adriatic Osiguranje DD Business Description

Address Listopadska 2, Zagreb, HRV, 10000
Adriatic Osiguranje DD formerly Jadransko Osiguranje dd operates in the insurance industry in Croatia. The company offers property insurance and travel insurance. It specializes in Motor vehicle insurance.