Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Cyclically Adjusted Revenue per Share: ₫6,003.89 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:TCB Vietnam Technological and Commercial Joint Stock bank STC:TCB
84 GF Score
Price ₫29,200.00
GF Value ₫33,201.95
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted Revenue per Share?

Vietnam Technological and Commercial Joint Stock bank STC:TCB -1.52% 84 Cyclically Adjusted Revenue per Share is ₫6,003.89 as of Jun. 2026. GuruFocus rates STC:TCB with a GF Score™ of 84/100 and a GF Value™ of ₫33,201.95 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Vietnam Technological and Commercial Joint Stock bank's adjusted revenue per share for the three months ended in Jun. 2026 was ₫2,339.339. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₫6,003.89 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-08-07), Vietnam Technological and Commercial Joint Stock bank's current stock price is ₫29200.00. Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₫6,003.89. Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted PS Ratio of today is 4.86.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Vietnam Technological and Commercial Joint Stock bank was 5.60. The lowest was 4.73. And the median was 5.24.


Vietnam Technological and Commercial Joint Stock bank  (STC:TCB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=29200.00/6003.89
=4.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Vietnam Technological and Commercial Joint Stock bank was 5.60. The lowest was 4.73. And the median was 5.24.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted Revenue per Share Related Terms


Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted Revenue per Share Chart

Vietnam Technological and Commercial Joint Stock bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Vietnam Technological and Commercial Joint Stock bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6,003.89

Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted PS Ratio falls into.


STC:TCB
84GF Score
Vietnam Technological and Commercial Joint Stock bank STC:TCB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Technological and Commercial Joint Stock bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Vietnam Technological and Commercial Joint Stock bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2339.339/333.9520*333.9520
=2,339.339

Current CPI (Jun. 2026) = 333.9520.

Vietnam Technological and Commercial Joint Stock bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201703 393.068 243.801 538.414
201706 534.599 244.955 728.829
201709 671.793 246.819 908.952
201712 1,294.115 246.524 1,753.064
201803 521.091 249.554 697.322
201806 528.342 251.989 700.193
201809 722.437 252.439 955.713
201812 664.811 251.233 883.701
201903 612.740 254.202 804.973
201906 747.702 256.143 974.833
201909 846.306 256.759 1,100.743
201912 895.656 256.974 1,163.955
202003 856.821 258.115 1,108.564
202006 830.939 257.797 1,076.404
202009 1,201.934 260.280 1,542.140
202012 1,070.181 260.474 1,372.072
202103 1,213.641 264.877 1,530.136
202106 1,402.084 271.696 1,723.355
202109 1,360.991 274.310 1,656.905
202112 1,429.321 278.802 1,712.056
202203 1,503.929 287.504 1,746.898
202206 1,634.314 296.311 1,841.924
202209 1,553.775 296.808 1,748.222
202212 1,314.969 296.797 1,479.585
202303 1,313.460 301.836 1,453.215
202306 1,427.812 305.109 1,562.788
202309 1,564.985 307.789 1,698.013
202312 1,693.810 306.746 1,844.038
202403 1,730.379 312.332 1,850.158
202406 2,147.145 314.175 2,282.306
202409 1,890.404 315.301 2,002.227
202412 1,949.998 315.605 2,063.357
202503 1,611.282 319.799 1,682.591
202506 1,989.090 322.561 2,059.333
202509 2,175.541 324.800 2,236.842
202512 2,194.600 324.054 2,261.633
202603 1,930.299 330.213 1,952.156
202606 2,339.339 333.952 2,339.339

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₫6,003.89 mean?
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) has a Cyclically Adjusted Revenue per Share of ₫6,003.89 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors.
Is Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted Revenue per Share too high?
Vietnam Technological and Commercial Joint Stock bank's current Cyclically Adjusted Revenue per Share is ₫6,003.89. Overall, Vietnam Technological and Commercial Joint Stock bank has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted Revenue per Share compare to competitors?
Vietnam Technological and Commercial Joint Stock bank's Cyclically Adjusted Revenue per Share of ₫6,003.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. Vietnam Technological and Commercial Joint Stock bank's current Cyclically Adjusted Revenue per Share is ₫6,003.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Technological and Commercial Joint Stock bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank (STC:TCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫33,201.95, compared to a current price of ₫29,200.00 — trading 12.1% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₫6,003.89. Vietnam Technological and Commercial Joint Stock bank's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Vietnam Technological and Commercial Joint Stock bank (STC:TCB), the current Cyclically Adjusted Revenue per Share is ₫6,003.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank stock appears to be undervalued. The current stock price of ₫29,200.00 is trading 12.1% below its estimated GF Value™ of ₫33,201.95. GuruFocus considers Vietnam Technological and Commercial Joint Stock bank to be Modestly Undervalued.

Key valuation signals for STC:TCB:

  • Cyclically Adjusted Revenue per Share: ₫6,003.89
  • GF Value™: ₫33,201.95 vs. price of ₫29,200.00 (12.1% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the STC:TCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Technological and Commercial Joint Stock bank Business Description

Address 06 Quang Trung, Techcombank Tower, Cua Nam Ward, Hanoi, VNM
Vietnam Technological and Commercial Joint Stock bank The principal activities of the Bank are mobilizing and receiving short, medium and long-term deposit funds from organizations and individuals; lending on short, medium and long-term basis; conducting settlement and cash services and other banking services as approved by the SBV; conducting investments in subsidiaries, associates, joint-ventures and other companies; conducting investments in bonds and dealing in foreign exchange as per regulations.
84GF Score

Get the complete analysis for STC:TCB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫29,200.00
Price
₫33,201.95
GF Value