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STC:TCB's EV-to-OCF is ranked worse than 63.04% of 1499
companies
in the Banks industry
Industry Median: 4.08
vs STC:TCB: 7.94
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Vietnam Technological and Commercial Joint Stock bank's PE Ratio (TTM) for today is calculated as:
Vietnam Technological and Commercial Joint Stock bank's share price for today is ₫31350.00.
Vietnam Technological and Commercial Joint Stock bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫3829.320.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Vietnam Technological and Commercial Joint Stock bank EV-to-OCF Related Terms
Vietnam Technological and Commercial Joint Stock bank EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank EV-to-OCF Chart
Vietnam Technological and Commercial Joint Stock bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Technological and Commercial Joint Stock bank EV-to-OCF vs Banks Industry
Vietnam Technological and Commercial Joint Stock bank's current Enterprise Value is ₫349,509,432 Mil.
Vietnam Technological and Commercial Joint Stock bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫42,121,932 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) has a EV-to-OCF of 8.30 as of Aug. 11, 2026. This is 27% above median its historical median of 6.51. According to the industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #945 out of 1499 companies in the Banks industry, placing it in the top 63%.
Is Vietnam Technological and Commercial Joint Stock bank's EV-to-OCF too high?
Vietnam Technological and Commercial Joint Stock bank's current EV-to-OCF of 8.30 is 27% above median its 10-year median of 6.51. The Banks industry median EV-to-OCF is 4.08. Vietnam Technological and Commercial Joint Stock bank's value of 8.30 is 103.4% above this industry median. Based on the distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #945 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Vietnam Technological and Commercial Joint Stock bank has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Technological and Commercial Joint Stock bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #945 out of 1499 companies for EV-to-OCF. This places Vietnam Technological and Commercial Joint Stock bank in the lower half of its industry. The industry median EV-to-OCF is 4.08. Vietnam Technological and Commercial Joint Stock bank's value of 8.30 is 103.4% above this benchmark. While the company's 10-year median is 6.51 vs. the industry median of 4.08, Vietnam Technological and Commercial Joint Stock bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Technological and Commercial Joint Stock bank's current EV-to-OCF of 8.30 is 103.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Technological and Commercial Joint Stock bank's current EV-to-OCF is 8.30, which is 27% above median its own 10-year median of 6.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Technological and Commercial Joint Stock bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank (STC:TCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫30,911.08, compared to a current price of ₫31,350.00 — trading 1.4% above its estimated fair value. The current EV-to-OCF is 8.30, which is 27% above median its 10-year median of 6.51 and 103.4% above the Banks industry median of 4.08. Vietnam Technological and Commercial Joint Stock bank's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Vietnam Technological and Commercial Joint Stock bank (STC:TCB), the current EV-to-OCF is 8.30 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank stock appears to be overvalued.
The current stock price of ₫31,350.00 is trading 1.4% above its estimated GF Value™ of ₫30,911.08.
GuruFocus considers Vietnam Technological and Commercial Joint Stock bank to be Fairly Valued.
Key valuation signals for STC:TCB:
EV-to-OCF: 8.30 (27% above median its 10-year median of 6.51)
GF Value™: ₫30,911.08 vs. price of ₫31,350.00 (1.4% above fair value)
Industry Position: 103.4% above the Banks median (#945 of 1499)
No single metric tells the full story. See the STC:TCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Technological and Commercial Joint Stock bank The principal activities of the Bank are mobilizing and receiving short, medium and long-term deposit funds from organizations and individuals; lending on short, medium and long-term basis; conducting settlement and cash services and other banking services as approved by the SBV; conducting investments in subsidiaries, associates, joint-ventures and other companies; conducting investments in bonds and dealing in foreign exchange as per regulations.
80GF Score
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