OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Vietnam Technological and Commercial Joint Stock bank OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Vietnam Technological and Commercial Joint Stock bank OCF Yield % Related Terms
Vietnam Technological and Commercial Joint Stock bank OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank OCF Yield % Chart
Vietnam Technological and Commercial Joint Stock bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Technological and Commercial Joint Stock bank OCF Yield % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) has a OCF Yield % of 17.71 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. This is 43% above median its historical median of 12.40. According to the industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #409 out of 1502 companies in the Banks industry, placing it in the top 27.2%.
Is Vietnam Technological and Commercial Joint Stock bank's OCF Yield % too high?
Vietnam Technological and Commercial Joint Stock bank's current OCF Yield % of 17.71 is 43% above median its 10-year median of 12.40. The Banks industry median OCF Yield % is 9.24. Vietnam Technological and Commercial Joint Stock bank's value of 17.71 is 91.7% above this industry median. Based on the distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #409 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Vietnam Technological and Commercial Joint Stock bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Technological and Commercial Joint Stock bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #409 out of 1502 companies for OCF Yield %. This puts Vietnam Technological and Commercial Joint Stock bank in the upper half of its industry. The industry median OCF Yield % is 9.24. Vietnam Technological and Commercial Joint Stock bank's value of 17.71 is 91.7% above this benchmark. While the company's 10-year median is 12.40 vs. the industry median of 9.24, Vietnam Technological and Commercial Joint Stock bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Technological and Commercial Joint Stock bank's current OCF Yield % of 17.71 is 91.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Technological and Commercial Joint Stock bank's current OCF Yield % is 17.71, which is 43% above median its own 10-year median of 12.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Technological and Commercial Joint Stock bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank (STC:TCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫31,293.15, compared to a current price of ₫33,400.00 — trading 6.7% above its estimated fair value. The current OCF Yield % is 17.71, which is 43% above median its 10-year median of 12.40 and 91.7% above the Banks industry median of 9.24. Vietnam Technological and Commercial Joint Stock bank's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Vietnam Technological and Commercial Joint Stock bank (STC:TCB), the current OCF Yield % is 17.71 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank stock appears to be overvalued.
The current stock price of ₫33,400.00 is trading 6.7% above its estimated GF Value™ of ₫31,293.15.
GuruFocus considers Vietnam Technological and Commercial Joint Stock bank to be Fairly Valued.
Key valuation signals for STC:TCB:
OCF Yield %: 17.71 (43% above median its 10-year median of 12.40)
GF Value™: ₫31,293.15 vs. price of ₫33,400.00 (6.7% above fair value)
Industry Position: 91.7% above the Banks median (#409 of 1502)
No single metric tells the full story. See the STC:TCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Technological and Commercial Joint Stock bank Business Description
Vietnam Technological and Commercial Joint Stock bank The principal activities of the Bank are mobilizing and receiving short, medium and long-term deposit funds from organizations and individuals; lending on short, medium and long-term basis; conducting settlement and cash services and other banking services as approved by the SBV; conducting investments in subsidiaries, associates, joint-ventures and other companies; conducting investments in bonds and dealing in foreign exchange as per regulations.
79GF Score
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