FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Vietnam Technological and Commercial Joint Stock bank FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Vietnam Technological and Commercial Joint Stock bank FCF Yield % Related Terms
Vietnam Technological and Commercial Joint Stock bank FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank FCF Yield % Chart
Vietnam Technological and Commercial Joint Stock bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Technological and Commercial Joint Stock bank FCF Yield % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) has a FCF Yield % of 16.13 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. This is 36% above median its historical median of 11.88. According to the industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #404 out of 1505 companies in the Banks industry, placing it in the top 26.8%.
Is Vietnam Technological and Commercial Joint Stock bank's FCF Yield % too high?
Vietnam Technological and Commercial Joint Stock bank's current FCF Yield % of 16.13 is 36% above median its 10-year median of 11.88. The Banks industry median FCF Yield % is 8.20. Vietnam Technological and Commercial Joint Stock bank's value of 16.13 is 96.7% above this industry median. Based on the distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #404 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Vietnam Technological and Commercial Joint Stock bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Technological and Commercial Joint Stock bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #404 out of 1505 companies for FCF Yield %. This puts Vietnam Technological and Commercial Joint Stock bank in the upper half of its industry. The industry median FCF Yield % is 8.20. Vietnam Technological and Commercial Joint Stock bank's value of 16.13 is 96.7% above this benchmark. While the company's 10-year median is 11.88 vs. the industry median of 8.20, Vietnam Technological and Commercial Joint Stock bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Technological and Commercial Joint Stock bank's current FCF Yield % of 16.13 is 96.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Technological and Commercial Joint Stock bank's current FCF Yield % is 16.13, which is 36% above median its own 10-year median of 11.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Technological and Commercial Joint Stock bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank (STC:TCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫31,293.15, compared to a current price of ₫33,400.00 — trading 6.7% above its estimated fair value. The current FCF Yield % is 16.13, which is 36% above median its 10-year median of 11.88 and 96.7% above the Banks industry median of 8.20. Vietnam Technological and Commercial Joint Stock bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Vietnam Technological and Commercial Joint Stock bank (STC:TCB), the current FCF Yield % is 16.13 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank stock appears to be overvalued.
The current stock price of ₫33,400.00 is trading 6.7% above its estimated GF Value™ of ₫31,293.15.
GuruFocus considers Vietnam Technological and Commercial Joint Stock bank to be Fairly Valued.
Key valuation signals for STC:TCB:
FCF Yield %: 16.13 (36% above median its 10-year median of 11.88)
GF Value™: ₫31,293.15 vs. price of ₫33,400.00 (6.7% above fair value)
Industry Position: 96.7% above the Banks median (#404 of 1505)
No single metric tells the full story. See the STC:TCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Technological and Commercial Joint Stock bank Business Description
Vietnam Technological and Commercial Joint Stock bank The principal activities of the Bank are mobilizing and receiving short, medium and long-term deposit funds from organizations and individuals; lending on short, medium and long-term basis; conducting settlement and cash services and other banking services as approved by the SBV; conducting investments in subsidiaries, associates, joint-ventures and other companies; conducting investments in bonds and dealing in foreign exchange as per regulations.
82GF Score
Get the complete analysis for STC:TCB
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:TCB has been successfully added to your 
