Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Total Noninterest Expense: ₫24,480,716 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:TCB Vietnam Technological and Commercial Joint Stock bank STC:TCB
82 GF Score
Price ₫31,450.00
GF Value ₫31,272.66
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Vietnam Technological and Commercial Joint Stock bank Total Noninterest Expense?

Vietnam Technological and Commercial Joint Stock bank STC:TCB -1.41% 82 Total Noninterest Expense is ₫24,480,716 Mil as of Mar. 2026. GuruFocus rates STC:TCB with a GF Score™ of 82/100 and a GF Value™ of ₫31,272.66 (Fairly Valued). The stock has 3 warning signs investors should review.

Vietnam Technological and Commercial Joint Stock bank's Total Noninterest Expense for the three months ended in Mar. 2026 was ₫4,808,590 Mil. Vietnam Technological and Commercial Joint Stock bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₫24,480,716 Mil.


Vietnam Technological and Commercial Joint Stock bank Total Noninterest Expense Related Terms


Vietnam Technological and Commercial Joint Stock bank Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Vietnam Technological and Commercial Joint Stock bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Technological and Commercial Joint Stock bank Total Noninterest Expense Chart

Vietnam Technological and Commercial Joint Stock bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13,175,558.00 13,893,237.00 16,986,467.00 20,624,845.00 19,777,525.00

Vietnam Technological and Commercial Joint Stock bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,147,243.00 6,154,036.00 7,119,862.00 6,398,228.00 4,808,590.00
STC:TCB
82GF Score
Vietnam Technological and Commercial Joint Stock bank STC:TCB
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Technological and Commercial Joint Stock bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫24,480,716 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of ₫24,480,716 Mil mean?
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) has a Total Noninterest Expense of ₫24,480,716 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors.
Is Vietnam Technological and Commercial Joint Stock bank's Total Noninterest Expense too high?
Vietnam Technological and Commercial Joint Stock bank's current Total Noninterest Expense is ₫24,480,716 Mil. Overall, Vietnam Technological and Commercial Joint Stock bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Technological and Commercial Joint Stock bank's Total Noninterest Expense compare to competitors?
Vietnam Technological and Commercial Joint Stock bank's Total Noninterest Expense of ₫24,480,716 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. Vietnam Technological and Commercial Joint Stock bank's current Total Noninterest Expense is ₫24,480,716 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Technological and Commercial Joint Stock bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank (STC:TCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫31,272.66, compared to a current price of ₫31,450.00 — trading 0.6% above its estimated fair value. The current Total Noninterest Expense is ₫24,480,716 Mil. Vietnam Technological and Commercial Joint Stock bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Vietnam Technological and Commercial Joint Stock bank (STC:TCB), the current Total Noninterest Expense is ₫24,480,716 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank stock appears to be overvalued. The current stock price of ₫31,450.00 is trading 0.6% above its estimated GF Value™ of ₫31,272.66. GuruFocus considers Vietnam Technological and Commercial Joint Stock bank to be Fairly Valued.

Key valuation signals for STC:TCB:

  • Total Noninterest Expense: ₫24,480,716 Mil
  • GF Value™: ₫31,272.66 vs. price of ₫31,450.00 (0.6% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the STC:TCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Technological and Commercial Joint Stock bank Business Description

Address 06 Quang Trung, Techcombank Tower, Cua Nam Ward, Hanoi, VNM
Vietnam Technological and Commercial Joint Stock bank The principal activities of the Bank are mobilizing and receiving short, medium and long-term deposit funds from organizations and individuals; lending on short, medium and long-term basis; conducting settlement and cash services and other banking services as approved by the SBV; conducting investments in subsidiaries, associates, joint-ventures and other companies; conducting investments in bonds and dealing in foreign exchange as per regulations.
82GF Score

Get the complete analysis for STC:TCB

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫31,450.00
Price
₫31,272.66
GF Value