Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Vietnam Technological and Commercial Joint Stock bank Dividend Payout Ratio Related Terms
Vietnam Technological and Commercial Joint Stock bank Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank Dividend Payout Ratio Chart
Vietnam Technological and Commercial Joint Stock bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Technological and Commercial Joint Stock bank Dividend Payout Ratio vs Banks Industry
Vietnam Technological and Commercial Joint Stock bank Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Technological and Commercial Joint Stock bank (STC:TCB) has a Dividend Payout Ratio of 0.68 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. This is 152% above median its historical median of 0.27. Over the past decade, Vietnam Technological and Commercial Joint Stock bank's Dividend Payout Ratio has ranged from 0.25 to 0.44. According to the industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #801 out of 1173 companies in the Banks industry, placing it in the top 68.3%.
Is Vietnam Technological and Commercial Joint Stock bank's Dividend Payout Ratio too high?
Vietnam Technological and Commercial Joint Stock bank's current Dividend Payout Ratio of 0.68 is 152% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.44. The Banks industry median Dividend Payout Ratio is 0.32. Vietnam Technological and Commercial Joint Stock bank's value of 0.68 is 112.5% above this industry median. Based on the distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #801 out of 1173 companies in the Banks industry, which is below the industry midpoint. Overall, Vietnam Technological and Commercial Joint Stock bank has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Technological and Commercial Joint Stock bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Vietnam Technological and Commercial Joint Stock bank ranks #801 out of 1173 companies for Dividend Payout Ratio. This places Vietnam Technological and Commercial Joint Stock bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Vietnam Technological and Commercial Joint Stock bank's value of 0.68 is 112.5% above this benchmark. Historically, Vietnam Technological and Commercial Joint Stock bank's own Dividend Payout Ratio has ranged from 0.25 to 0.44 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.32, Vietnam Technological and Commercial Joint Stock bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Technological and Commercial Joint Stock bank's current Dividend Payout Ratio of 0.68 is 112.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Vietnam Technological and Commercial Joint Stock bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Technological and Commercial Joint Stock bank's current Dividend Payout Ratio is 0.68, which is 152% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Technological and Commercial Joint Stock bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank (STC:TCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫33,192.79, compared to a current price of ₫28,950.00 — trading 12.8% below its estimated fair value. The current Dividend Payout Ratio is 0.68, which is 152% above median its 10-year median of 0.27 and 112.5% above the Banks industry median of 0.32. Vietnam Technological and Commercial Joint Stock bank's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Vietnam Technological and Commercial Joint Stock bank (STC:TCB), the current Dividend Payout Ratio is 0.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Technological and Commercial Joint Stock bank (STC:TCB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Technological and Commercial Joint Stock bank stock appears to be undervalued.
The current stock price of ₫28,950.00 is trading 12.8% below its estimated GF Value™ of ₫33,192.79.
GuruFocus considers Vietnam Technological and Commercial Joint Stock bank to be Modestly Undervalued.
Key valuation signals for STC:TCB:
Dividend Payout Ratio: 0.68 (152% above median its 10-year median of 0.27)
GF Value™: ₫33,192.79 vs. price of ₫28,950.00 (12.8% below fair value)
Industry Position: 112.5% above the Banks median (#801 of 1173)
No single metric tells the full story. See the STC:TCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Technological and Commercial Joint Stock bank The principal activities of the Bank are mobilizing and receiving short, medium and long-term deposit funds from organizations and individuals; lending on short, medium and long-term basis; conducting settlement and cash services and other banking services as approved by the SBV; conducting investments in subsidiaries, associates, joint-ventures and other companies; conducting investments in bonds and dealing in foreign exchange as per regulations.
84GF Score
Get the complete analysis for STC:TCB
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:TCB has been successfully added to your 
