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UHAL (U-Haul Holding Co) Cyclically Adjusted PB Ratio : 2.21 (As of Jun. 28, 2025)


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What is U-Haul Holding Co Cyclically Adjusted PB Ratio?

As of today (2025-06-28), U-Haul Holding Co's current share price is $60.95. U-Haul Holding Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $27.63. U-Haul Holding Co's Cyclically Adjusted PB Ratio for today is 2.21.

The historical rank and industry rank for U-Haul Holding Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

UHAL' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.11   Med: 3.59   Max: 7.42
Current: 2.21

During the past years, U-Haul Holding Co's highest Cyclically Adjusted PB Ratio was 7.42. The lowest was 2.11. And the median was 3.59.

UHAL's Cyclically Adjusted PB Ratio is ranked worse than
62.78% of 704 companies
in the Business Services industry
Industry Median: 1.53 vs UHAL: 2.21

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

U-Haul Holding Co's adjusted book value per share data for the three months ended in Mar. 2025 was $39.834. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $27.63 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


U-Haul Holding Co Cyclically Adjusted PB Ratio Historical Data

The historical data trend for U-Haul Holding Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

U-Haul Holding Co Cyclically Adjusted PB Ratio Chart

U-Haul Holding Co Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.37 3.41 2.86 2.78 2.37

U-Haul Holding Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.78 2.46 2.99 2.60 2.37

Competitive Comparison of U-Haul Holding Co's Cyclically Adjusted PB Ratio

For the Rental & Leasing Services subindustry, U-Haul Holding Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


U-Haul Holding Co's Cyclically Adjusted PB Ratio Distribution in the Business Services Industry

For the Business Services industry and Industrials sector, U-Haul Holding Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where U-Haul Holding Co's Cyclically Adjusted PB Ratio falls into.


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U-Haul Holding Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

U-Haul Holding Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=60.95/27.63
=2.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U-Haul Holding Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, U-Haul Holding Co's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=39.834/134.9266*134.9266
=39.834

Current CPI (Mar. 2025) = 134.9266.

U-Haul Holding Co Quarterly Data

Book Value per Share CPI Adj_Book
201506 10.450 100.684 14.004
201509 10.932 100.392 14.693
201512 11.347 99.792 15.342
201603 11.482 100.470 15.420
201606 12.338 101.688 16.371
201609 13.336 101.861 17.665
201612 13.570 101.863 17.975
201703 13.361 102.862 17.526
201706 14.092 103.349 18.398
201709 14.751 104.136 19.113
201712 17.407 104.011 22.581
201803 17.384 105.290 22.277
201806 17.830 106.317 22.628
201809 18.529 106.507 23.473
201812 18.829 105.998 23.968
201903 18.831 107.251 23.690
201906 19.732 108.070 24.636
201909 20.696 108.329 25.777
201912 20.926 108.420 26.042
202003 21.526 108.902 26.670
202006 21.712 108.767 26.934
202009 23.489 109.815 28.860
202012 24.262 109.897 29.788
202103 24.745 111.754 29.876
202106 26.069 114.631 30.684
202109 28.329 115.734 33.027
202112 29.659 117.630 34.020
202203 30.358 121.301 33.768
202206 30.977 125.017 33.432
202209 32.197 125.227 34.691
202212 32.708 125.222 35.243
202303 33.171 127.348 35.145
202306 34.567 128.729 36.231
202309 35.855 129.860 37.254
202312 36.148 129.419 37.686
202403 38.091 131.776 39.002
202406 39.036 132.554 39.735
202409 39.933 133.029 40.503
202412 40.528 133.157 41.067
202503 39.834 134.927 39.834

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


U-Haul Holding Co  (NYSE:UHAL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


U-Haul Holding Co Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of U-Haul Holding Co's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


U-Haul Holding Co Business Description

Traded in Other Exchanges
Address
5555 Kietzke Lane, Suite 100, Reno, NV, USA, 89511
U-Haul Holding Co is an American moving truck, trailer, and self-storage rental company. The company also provides moving boxes, packing supplies, LPG (propane) refills, trailer hitch and wiring installation, storage container rentals, and other services. It has three reportable segments Moving and Storage, Property and Casualty Insurance, and Life Insurance. The majority of its revenue comes from the Moving and Storage segment.
Executives
Clarendon Strategies, Llc 10 percent owner 207 EAST CLARENDON AVENUE, PHOENIX AZ 85012
Edward J Shoen director, 10 percent owner, officer: President 2727 N CENTRAL AVE, PHOENIX AZ 85004
Mark V Shoen 10 percent owner 2727 N CENTRAL AVE, PHOENIX AZ 85004
Willow Grove Holdings Lp 10 percent owner 1250 E. MISSOURI AVE, PHOENIX AZ 85014
Foster Road Llc 10 percent owner 1250 E. MISSOURI AVE, PHOENIX AZ 85014
Karl A. Schmidt director 600 HERITAGE RD., DE PERE WI 54115
John P. Brogan director 2727 N CENTRAL AVE, PHOENIX AZ 85004
Carrie Martz other: Advisory Board Member 21335 N. 74TH WAY, SCOTTSDALE AZ 85225
De Respino Laurence J other: General Counsel 2721 N. CENTRAL, 11TH FLOOR, SOUTH TOWER, PHOENIX AZ 85004
Maria Lourdes Bell officer: Chief Accounting Officer 2727 N. CENTRAL AVE, PHOENIX AZ 85004
Matthew Braccia officer: Pres-Amerco Real Estate Co. 2727 N. CENTRAL AVE., PHOENIX AZ 85004
Thomas W Hayes other: Ind. Gov Committee Member C/O FREMONT GENERAL CORP, 2020 SANTA MONICA BLVD #600, SANTA MONICA CA 90404
Carlos Vizcarra officer: Pres-Amerco Real Estate Co 2727 N CENTRAL AVE, PHOENIX AZ 85004
Richard Jay Herrera director 21 BRILLIANT SKY DRIVE, SANTE FE NM 87508
David L Holmes 10 percent owner, other: Trustee 4040 S. WESTPOINT DR., RENO NV 89509