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ARC FinanceBOM:540135 -1.96%36 Days Inventory is 397.61 as of Mar. 2026, which is 21% below its 10-year median of 501.73. GuruFocus rates BOM:540135 with a GF Score™ of 36/100. The stock has 2 warning signs investors should review. Among 102 Credit Services companies, ARC Finance ranks worse than 80.39% on this metric.
Days Inventory is also known as Days Sales of Inventory (DSI). ARC Finance's Average Total Inventories for the
three
months ended in Mar. 2026 was ₹206.5 Mil. ARC Finance's Cost of Goods Sold for the
three
months ended in Mar. 2026 was ₹47.4 Mil.
Hence, ARC Finance's Days Inventory for the
three
months ended in Mar. 2026 was 397.61.
The historical rank and industry rank for ARC Finance's Days Inventory or its related term are showing as below:
BOM:540135'
s Days Inventory Range Over the Past 10 Years
Min: 313.81 Med: 501.73 Max: 1025.91
Current: 313.81
During the past 11 years, ARC Finance's highest Days Inventory was 1025.91. The lowest was 313.81. And the median was 501.73.
BOM:540135's Days Inventory is ranked worse than 80.39% of 102
companies
in the Credit Services industry
Industry Median: 57.2
vs BOM:540135: 313.81
ARC Finance's Days Inventory
increased
from Mar. 2025 (284.08) to Mar. 2026 (397.61).
It might indicate that ARC Finance's sales slowed down.
Warning Sign:
If a company builds up inventory, it may mean it is having difficulties selling its goods.
Inventory Turnover measures how fast the company turns over its inventory within a year.
ARC Finance's Inventory Turnover for the
three
months ended in Mar. 2026 was 0.23.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
ARC Finance's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 3.66.
ARC Finance (BOM:540135) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
ARC Finance's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
ARC Finance's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
ARC Finance Days Inventory Related Terms
ARC Finance Days Inventory Historical Data
* Premium members only.
The historical data trend for ARC Finance's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540135 vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, ARC Finance's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ARC Finance Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ARC Finance's Days Inventory distribution charts can be found below:
* The bar in red indicates where ARC Finance's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ARC Finance (BOM:540135) has a Days Inventory of 397.61 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on ARC Finance and its competitors. This is 21% below median its historical median of 501.73. Over the past decade, ARC Finance's Days Inventory has ranged from 313.81 to 1,025.91. According to the industry distribution chart, ARC Finance ranks #82 out of 102 companies in the Credit Services industry, placing it in the top 80.4%.
Is ARC Finance's Days Inventory too high?
ARC Finance's current Days Inventory of 397.61 is 21% below median its 10-year median of 501.73. Over the past 10 years, this metric has ranged from a low of 313.81 to a high of 1,025.91. The Credit Services industry median Days Inventory is 57.20. ARC Finance's value of 397.61 is 595.1% above this industry median. Based on the distribution chart, ARC Finance ranks #82 out of 102 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ARC Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does ARC Finance's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, ARC Finance ranks #82 out of 102 companies for Days Inventory. This places ARC Finance in the lower half of its industry. The industry median Days Inventory is 57.20. ARC Finance's value of 397.61 is 595.1% above this benchmark. Historically, ARC Finance's own Days Inventory has ranged from 313.81 to 1,025.91 over the past decade. While the company's 10-year median is 501.73 vs. the industry median of 57.20, ARC Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 57.20, based on 102 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ARC Finance's current Days Inventory of 397.61 is 595.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on ARC Finance and its competitors. For the Credit Services industry, the median Days Inventory is 57.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ARC Finance's current Days Inventory is 397.61, which is 21% below median its own 10-year median of 501.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ARC Finance stock overvalued right now?
ARC Finance (BOM:540135) has a current Days Inventory of 397.61. The current Days Inventory is 397.61, which is 21% below median its 10-year median of 501.73 and 595.1% above the Credit Services industry median of 57.20. ARC Finance's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For ARC Finance (BOM:540135), the current Days Inventory is 397.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ARC Finance Ltd is a non-banking financial institution engaged in the business of lending. It is engaged in trading in shares, financial services investment activities, and providing secure and Unsecured loans. The company operates as a non-deposit-taking company. The company also accepts loan advances and offers different financial services to its customers. The company generates revenue from Interest Income as well as from sales of shares.
36GF Score
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