ARC FinanceBOM:540135 +1.89%45 EBITDA Margin % is 13.24% as of Mar. 2026, which is 17% below its 10-year median of 15.99. GuruFocus rates BOM:540135 with a GF Score™ of 45/100. The stock has 2 warning signs investors should review. Among 412 Credit Services companies, ARC Finance ranks worse than 72.57% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. ARC Finance's EBITDA for the
three
months ended in Mar. 2026 was ₹7.5 Mil. ARC Finance's Revenue for the
three
months ended in Mar. 2026 was ₹56.4 Mil. Therefore, ARC Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 13.24%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
ARC Finance EBITDA Margin % Related Terms
ARC Finance EBITDA Margin % Historical Data
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The historical data trend for ARC Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540135 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, ARC Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ARC Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ARC Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where ARC Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ARC Finance (BOM:540135) has a EBITDA Margin % of 13.24% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ARC Finance and its competitors. This is 17% below median its historical median of 15.99. According to the industry distribution chart, ARC Finance ranks #299 out of 412 companies in the Credit Services industry, placing it in the top 72.6%.
Is ARC Finance's EBITDA Margin % too high?
ARC Finance's current EBITDA Margin % of 13.24% is 17% below median its 10-year median of 15.99. The Credit Services industry median EBITDA Margin % is 21.04. ARC Finance's value of 13.24% is 37.1% below this industry median. Based on the distribution chart, ARC Finance ranks #299 out of 412 companies in the Credit Services industry, which is below the industry midpoint. Overall, ARC Finance has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does ARC Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ARC Finance ranks #299 out of 412 companies for EBITDA Margin %. This places ARC Finance in the lower half of its industry. The industry median EBITDA Margin % is 21.04. ARC Finance's value of 13.24% is 37.1% below this benchmark. While the company's 10-year median is 15.99 vs. the industry median of 21.04, ARC Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ARC Finance's current EBITDA Margin % of 13.24% is 37.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ARC Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ARC Finance's current EBITDA Margin % is 13.24%, which is 17% below median its own 10-year median of 15.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ARC Finance stock overvalued right now?
ARC Finance (BOM:540135) has a current EBITDA Margin % of 13.24%. The current EBITDA Margin % is 13.24%, which is 17% below median its 10-year median of 15.99 and 37.1% below the Credit Services industry median of 21.04. ARC Finance's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For ARC Finance (BOM:540135), the current EBITDA Margin % is 13.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ARC Finance Ltd is a non-banking financial institution engaged in the business of lending. It is engaged in trading in shares, financial services investment activities, and providing secure and Unsecured loans. The company operates as a non-deposit-taking company. The company also accepts loan advances and offers different financial services to its customers. The company generates revenue from Interest Income as well as from sales of shares.
45GF Score
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