ARC Finance (BOM:540135) EBIT: ₹9.8 Mil (TTM As of Mar. 2026)


BOM:540135 ARC Finance Ltd BOM:540135
45 GF Score
Price ₹0.54
! 2 Warning Signs
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What is ARC Finance EBIT?

ARC Finance BOM:540135 +1.89% 45 EBIT is ₹9.8 Mil as of Mar. 2026. GuruFocus rates BOM:540135 with a GF Score™ of 45/100. The stock has 2 warning signs investors should review.

ARC Finance's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹6.2 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹9.8 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. ARC Finance's annualized ROC % for the quarter that ended in Mar. 2026 was 1.69%. ARC Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 11.68%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. ARC Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1.61%.

ARC Finance  (BOM:540135) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

ARC Finance's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=24.74 * ( 1 - 22.72% )/( (0 + 1129.353)/ 1 )
=19.119072/1129.353
=1.69 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0 - 0 - ( 0 - max(0, 0 - 0+0))
=0

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1140.19 - 5.846 - ( 4.991 - max(0, 5.846 - 1081.057+4.991))
=1129.353

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ARC Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=24.74/( ( (0 + max(0, 0)) + (10.567 + max(201.194, 0)) )/ 1 )
=24.74/( ( 0 + 211.761 )/ 1 )
=24.74/211.761
=11.68 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.513 + 206.527 + 0) - (5.846 + 0 + 0)
=201.194

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

ARC Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=9.774/606.220
=1.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ARC Finance EBIT Related Terms

ARC Finance EBIT Historical Data

* Premium members only.

The historical data trend for ARC Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ARC Finance EBIT Chart

ARC Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.84 17.59 3.67 54.23 9.79

ARC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.67 1.78 1.66 0.15 6.19

BOM:540135 vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, ARC Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ARC Finance EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ARC Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where ARC Finance's EV-to-EBIT falls into.


BOM:540135
45GF Score
ARC Finance Ltd BOM:540135
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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ARC Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹9.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹9.8 Mil mean?
ARC Finance (BOM:540135) has a EBIT of ₹9.8 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on ARC Finance.
Is ARC Finance's EBIT too high?
ARC Finance's current EBIT is ₹9.8 Mil. Overall, ARC Finance has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does ARC Finance's EBIT compare to V and MA?
ARC Finance's EBIT of ₹9.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on ARC Finance. ARC Finance's current EBIT is ₹9.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ARC Finance stock overvalued right now?
ARC Finance (BOM:540135) has a current EBIT of ₹9.8 Mil. The current EBIT is ₹9.8 Mil. ARC Finance's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For ARC Finance (BOM:540135), the current EBIT is ₹9.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ARC Finance Business Description

Address 18, Rabindra Sarani, Poddar Court, Gate No.4, 4th Floor, Room No.3, Kolkata, WB, IND, 700001
ARC Finance Ltd is a non-banking financial institution engaged in the business of lending. It is engaged in trading in shares, financial services investment activities, and providing secure and Unsecured loans. The company operates as a non-deposit-taking company. The company also accepts loan advances and offers different financial services to its customers. The company generates revenue from Interest Income as well as from sales of shares.
45GF Score

Get the complete analysis for BOM:540135

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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