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ARC FinanceBOM:540135 -1.96%36 Quick Ratio is 149.59 as of Mar. 2026, which is 27098% above its 10-year median of 0.55. GuruFocus rates BOM:540135 with a GF Score™ of 36/100. The stock has 2 warning signs investors should review. Among 396 Credit Services companies, ARC Finance ranks better than 82.83% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. ARC Finance's quick ratio for the quarter that ended in Mar. 2026 was 149.59.
ARC Finance has a quick ratio of 149.59. It generally indicates good short-term financial strength.
The historical rank and industry rank for ARC Finance's Quick Ratio or its related term are showing as below:
BOM:540135'
s Quick Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.55 Max: 1500.61
Current: 149.59
During the past 11 years, ARC Finance's highest Quick Ratio was 1500.61. The lowest was 0.05. And the median was 0.55.
BOM:540135's Quick Ratio is ranked better than 82.83% of 396
companies
in the Credit Services industry
Industry Median: 4.71
vs BOM:540135: 149.59
ARC Finance (BOM:540135) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
ARC Finance Quick Ratio Related Terms
ARC Finance Quick Ratio Historical Data
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The historical data trend for ARC Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ARC Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ARC Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ARC Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where ARC Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
ARC Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ARC Finance (BOM:540135) has a Quick Ratio of 149.59 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ARC Finance and its competitors. This is 27098% above median its historical median of 0.55. Over the past decade, ARC Finance's Quick Ratio has ranged from 0.05 to 1,500.61. According to the industry distribution chart, ARC Finance ranks #68 out of 396 companies in the Credit Services industry, placing it in the top 17.2%.
Is ARC Finance's Quick Ratio too high?
ARC Finance's current Quick Ratio of 149.59 is 27098% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1,500.61. The Credit Services industry median Quick Ratio is 4.71. ARC Finance's value of 149.59 is 3076% above this industry median. Based on the distribution chart, ARC Finance ranks #68 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, ARC Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does ARC Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ARC Finance ranks #68 out of 396 companies for Quick Ratio. This places ARC Finance in the top 17% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.71. ARC Finance's value of 149.59 is 3076% above this benchmark. Historically, ARC Finance's own Quick Ratio has ranged from 0.05 to 1,500.61 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 4.71, ARC Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.71, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ARC Finance's current Quick Ratio of 149.59 is 3076% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ARC Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ARC Finance's current Quick Ratio is 149.59, which is 27098% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ARC Finance stock overvalued right now?
ARC Finance (BOM:540135) has a current Quick Ratio of 149.59. The current Quick Ratio is 149.59, which is 27098% above median its 10-year median of 0.55 and 3076% above the Credit Services industry median of 4.71. ARC Finance's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For ARC Finance (BOM:540135), the current Quick Ratio is 149.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ARC Finance Ltd is a non-banking financial institution engaged in the business of lending. It is engaged in trading in shares, financial services investment activities, and providing secure and Unsecured loans. The company operates as a non-deposit-taking company. The company also accepts loan advances and offers different financial services to its customers. The company generates revenue from Interest Income as well as from sales of shares.
36GF Score
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