Baid Finserv (NSE:BAIDFIN) Days Inventory: 1.12 (As of Mar. 2026) — 30% Below Median


NSE:BAIDFIN Baid Finserv Ltd NSE:BAIDFIN
84 GF Score
Price ₹10.36
GF Value ₹20.87
Valuation Possible Value Trap
! 4 Warning Signs
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What is Baid Finserv Days Inventory?

Baid Finserv NSE:BAIDFIN +1.57% 84 Days Inventory is 1.12 as of Mar. 2026, which is 30% below its 10-year median of 1.59. GuruFocus rates NSE:BAIDFIN with a GF Score™ of 84/100 and a GF Value™ of ₹20.87 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 99 Credit Services companies, Baid Finserv ranks better than 86.87% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Baid Finserv's Average Total Inventories for the three months ended in Mar. 2026 was ₹1.9 Mil. Baid Finserv's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹155.8 Mil. Hence, Baid Finserv's Days Inventory for the three months ended in Mar. 2026 was 1.12.

The historical rank and industry rank for Baid Finserv's Days Inventory or its related term are showing as below:

NSE:BAIDFIN' s Days Inventory Range Over the Past 10 Years
Min: 0.77   Med: 1.59   Max: 934.39
Current: 2.66

During the past 13 years, Baid Finserv's highest Days Inventory was 934.39. The lowest was 0.77. And the median was 1.59.

NSE:BAIDFIN's Days Inventory is ranked better than
86.87% of 99 companies
in the Credit Services industry
Industry Median: 56.59 vs NSE:BAIDFIN: 2.66

Baid Finserv's Days Inventory declined from Mar. 2025 (6.63) to Mar. 2026 (1.12).

Inventory Turnover measures how fast the company turns over its inventory within a year. Baid Finserv's Inventory Turnover for the three months ended in Mar. 2026 was 81.42.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Baid Finserv's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.01.


Baid Finserv  (NSE:BAIDFIN) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Baid Finserv's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Baid Finserv's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Baid Finserv Days Inventory Related Terms


Baid Finserv Days Inventory Historical Data

* Premium members only.

The historical data trend for Baid Finserv's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baid Finserv Days Inventory Chart

Baid Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 0.96 2.35 5.02 3.62

Baid Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.63 6.13 0.74 0.74 1.12

NSE:BAIDFIN vs V, MA, AXP: Days Inventory Comparison

For the Credit Services subindustry, Baid Finserv's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baid Finserv Days Inventory vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Baid Finserv's Days Inventory distribution charts can be found below:

* The bar in red indicates where Baid Finserv's Days Inventory falls into.


NSE:BAIDFIN
84GF Score
Baid Finserv Ltd NSE:BAIDFIN
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Baid Finserv Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Baid Finserv's Days Inventory for the fiscal year that ended in Mar. 2026 is calculated as

Days Inventory (A: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Mar. 2025 ) + Total Inventories (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (10.393 + 1.913) / 2 ) / 619.633*365
=6.153 / 619.633*365
=3.62

Baid Finserv's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 1.913) / 1 ) / 155.765*365 / 4
=1.913 / 155.765*365 / 4
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 1.12 mean?
Baid Finserv (NSE:BAIDFIN) has a Days Inventory of 1.12 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Baid Finserv and its competitors. This is 30% below median its historical median of 1.59. Over the past decade, Baid Finserv's Days Inventory has ranged from 0.77 to 934.39. According to the industry distribution chart, Baid Finserv ranks #13 out of 99 companies in the Credit Services industry, placing it in the top 13.1%.
Is Baid Finserv's Days Inventory too high?
Baid Finserv's current Days Inventory of 1.12 is 30% below median its 10-year median of 1.59. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 934.39. The Credit Services industry median Days Inventory is 56.59. Baid Finserv's value of 1.12 is 98% below this industry median. Based on the distribution chart, Baid Finserv ranks #13 out of 99 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Baid Finserv has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Baid Finserv's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Baid Finserv ranks #13 out of 99 companies for Days Inventory. This places Baid Finserv in the top 13% of its industry — outperforming the majority of peers. The industry median Days Inventory is 56.59. Baid Finserv's value of 1.12 is 98% below this benchmark. Historically, Baid Finserv's own Days Inventory has ranged from 0.77 to 934.39 over the past decade. While the company's 10-year median is 1.59 vs. the industry median of 56.59, Baid Finserv has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 56.59, based on 99 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baid Finserv's current Days Inventory of 1.12 is 98% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Baid Finserv and its competitors. For the Credit Services industry, the median Days Inventory is 56.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baid Finserv's current Days Inventory is 1.12, which is 30% below median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baid Finserv stock overvalued right now?
Based on GuruFocus' analysis, Baid Finserv (NSE:BAIDFIN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹20.87, compared to a current price of ₹10.36 — trading 50.4% below its estimated fair value. The current Days Inventory is 1.12, which is 30% below median its 10-year median of 1.59 and 98% below the Credit Services industry median of 56.59. Baid Finserv's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Baid Finserv (NSE:BAIDFIN), the current Days Inventory is 1.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baid Finserv (NSE:BAIDFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Baid Finserv stock appears to be undervalued. The current stock price of ₹10.36 is trading 50.4% below its estimated GF Value™ of ₹20.87. GuruFocus considers Baid Finserv to be Possible Value Trap.

Key valuation signals for NSE:BAIDFIN:

  • Days Inventory: 1.12 (30% below median its 10-year median of 1.59)
  • GF Value™: ₹20.87 vs. price of ₹10.36 (50.4% below fair value)
  • GF Score™: 84/100 with 4 warning signs
  • Industry Position: 98% below the Credit Services median (#13 of 99)

No single metric tells the full story. See the NSE:BAIDFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baid Finserv Business Description

Other Exchanges 511724:India
Address 1, Tara Nagar, Ajmer Road, Baid House, 2nd Floor, Jaipur, RJ, IND, 302006
Baid Finserv Ltd is a non-banking financial company engaged in vehicle financing, loan against property, and SME lending, hire purchase services, leasing, securities investments, and trading negotiable instruments. The Company operates in a single reporting segment, which is financing. It also provides mortgage loans and top-up loans. The company mainly operates in India.
84GF Score

Get the complete analysis for NSE:BAIDFIN

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹10.36
Price
₹20.87
GF Value