Baid FinservNSE:BAIDFIN -1.81%81 EBITDA Margin % is 29.00% as of Mar. 2026, which is 21% above its 10-year median of 23.88. GuruFocus rates NSE:BAIDFIN with a GF Score™ of 81/100 and a GF Value™ of ₹20.78 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 414 Credit Services companies, Baid Finserv ranks better than 58.7% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Baid Finserv's EBITDA for the
three
months ended in Mar. 2026 was ₹72.5 Mil. Baid Finserv's Revenue for the
three
months ended in Mar. 2026 was ₹250.1 Mil. Therefore, Baid Finserv's EBITDA margin for the quarter that ended in Mar. 2026 was 29.00%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Baid Finserv EBITDA Margin % Related Terms
Baid Finserv EBITDA Margin % Historical Data
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The historical data trend for Baid Finserv's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:BAIDFIN vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Baid Finserv's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Baid Finserv EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Baid Finserv's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Baid Finserv's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baid Finserv (NSE:BAIDFIN) has a EBITDA Margin % of 29.00% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Baid Finserv and its competitors. This is 21% above median its historical median of 23.88. Over the past decade, Baid Finserv's EBITDA Margin % has ranged from 17.27 to 31.22. According to the industry distribution chart, Baid Finserv ranks #171 out of 414 companies in the Credit Services industry, placing it in the top 41.3%.
Is Baid Finserv's EBITDA Margin % too high?
Baid Finserv's current EBITDA Margin % of 29.00% is 21% above median its 10-year median of 23.88. Over the past 10 years, this metric has ranged from a low of 17.27 to a high of 31.22. The Credit Services industry median EBITDA Margin % is 20.91. Baid Finserv's value of 29.00% is 38.7% above this industry median. Based on the distribution chart, Baid Finserv ranks #171 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, Baid Finserv has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Baid Finserv's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Baid Finserv ranks #171 out of 414 companies for EBITDA Margin %. This puts Baid Finserv in the upper half of its industry. The industry median EBITDA Margin % is 20.91. Baid Finserv's value of 29.00% is 38.7% above this benchmark. Historically, Baid Finserv's own EBITDA Margin % has ranged from 17.27 to 31.22 over the past decade. While the company's 10-year median is 23.88 vs. the industry median of 20.91, Baid Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baid Finserv's current EBITDA Margin % of 29.00% is 38.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Baid Finserv and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baid Finserv's current EBITDA Margin % is 29.00%, which is 21% above median its own 10-year median of 23.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baid Finserv stock overvalued right now?
Based on GuruFocus' analysis, Baid Finserv (NSE:BAIDFIN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹20.78, compared to a current price of ₹9.78 — trading 52.9% below its estimated fair value. The current EBITDA Margin % is 29.00%, which is 21% above median its 10-year median of 23.88 and 38.7% above the Credit Services industry median of 20.91. Baid Finserv's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Baid Finserv (NSE:BAIDFIN), the current EBITDA Margin % is 29.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Baid Finserv (NSE:BAIDFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Baid Finserv stock appears to be undervalued.
The current stock price of ₹9.78 is trading 52.9% below its estimated GF Value™ of ₹20.78.
GuruFocus considers Baid Finserv to be Possible Value Trap.
Key valuation signals for NSE:BAIDFIN:
EBITDA Margin %: 29.00% (21% above median its 10-year median of 23.88)
GF Value™: ₹20.78 vs. price of ₹9.78 (52.9% below fair value)
Industry Position: 38.7% above the Credit Services median (#171 of 414)
No single metric tells the full story. See the NSE:BAIDFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Baid Finserv Ltd is a non-banking financial company engaged in vehicle financing, loan against property, and SME lending, hire purchase services, leasing, securities investments, and trading negotiable instruments. The Company operates in a single reporting segment, which is financing. It also provides mortgage loans and top-up loans. The company mainly operates in India.
81GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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