Baid Finserv (NSE:BAIDFIN) Moat Score: 0/10 (As of Jul. 06, 2026)


NSE:BAIDFIN Baid Finserv Ltd NSE:BAIDFIN
84 GF Score
Price ₹10.20
GF Value ₹20.87
Valuation Possible Value Trap
! 4 Warning Signs
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What is Baid Finserv Moat Score?

Baid Finserv has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Baid Finserv has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Baid Finserv might have No Moat - No discernible moat.

Baid Finserv  (NSE:BAIDFIN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Baid Finserv Moat Score Related Terms

NSE:BAIDFIN
84GF Score
Baid Finserv Ltd NSE:BAIDFIN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Baid Finserv (NSE:BAIDFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Baid Finserv stock appears to be undervalued. The current stock price of ₹10.20 is trading 51.1% below its estimated GF Value™ of ₹20.87. GuruFocus considers Baid Finserv to be Possible Value Trap.

Key valuation signals for NSE:BAIDFIN:

  • Moat Score: 0
  • GF Value™: ₹20.87 vs. price of ₹10.20 (51.1% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the NSE:BAIDFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Baid Finserv Business Description

Other Exchanges 511724:India
Address 1, Tara Nagar, Ajmer Road, Baid House, 2nd Floor, Jaipur, RJ, IND, 302006
Baid Finserv Ltd is a non-banking financial company engaged in vehicle financing, loan against property, and SME lending, hire purchase services, leasing, securities investments, and trading negotiable instruments. The Company operates in a single reporting segment, which is financing. It also provides mortgage loans and top-up loans. The company mainly operates in India.
84GF Score

Get the complete analysis for NSE:BAIDFIN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹10.20
Price
₹20.87
GF Value