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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Baid Finserv's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹0.0 Mil. Baid Finserv's Total Assets for the quarter that ended in Jun. 2026 was ₹0.0 Mil.
The historical rank and industry rank for Baid Finserv's Equity-to-Asset or its related term are showing as below:
NSE:BAIDFIN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.39 Max: 0.48
Current: 0.43
During the past 13 years, the highest Equity to Asset Ratio of Baid Finserv was 0.48. The lowest was 0.14. And the median was 0.39.
NSE:BAIDFIN's Equity-to-Asset is ranked better than 52.71% of 554
companies
in the Credit Services industry
Industry Median: 0.4
vs NSE:BAIDFIN: 0.43
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Baid Finserv Equity-to-Asset Related Terms
Baid Finserv Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Baid Finserv's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:BAIDFIN vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Baid Finserv's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Baid Finserv Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Baid Finserv's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Baid Finserv's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Baid Finserv's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baid Finserv (NSE:BAIDFIN) has a Equity-to-Asset of 0.00 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Baid Finserv and its competitors. Over the past decade, Baid Finserv's Equity-to-Asset has ranged from 0.14 to 0.48. According to the industry distribution chart, Baid Finserv ranks #262 out of 554 companies in the Credit Services industry, placing it in the top 47.3%.
Is Baid Finserv's Equity-to-Asset too high?
Baid Finserv's current Equity-to-Asset is 0.00. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.48. Based on the distribution chart, Baid Finserv ranks #262 out of 554 companies in the Credit Services industry, which is above the industry midpoint. Overall, Baid Finserv has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Baid Finserv's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Baid Finserv ranks #262 out of 554 companies for Equity-to-Asset. This puts Baid Finserv in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Historically, Baid Finserv's own Equity-to-Asset has ranged from 0.14 to 0.48 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Baid Finserv and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baid Finserv's current Equity-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baid Finserv stock overvalued right now?
Based on GuruFocus' analysis, Baid Finserv (NSE:BAIDFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹13.18, compared to a current price of ₹11.88 — trading 9.9% below its estimated fair value. The current Equity-to-Asset is 0.00. Baid Finserv's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Baid Finserv (NSE:BAIDFIN), the current Equity-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Baid Finserv (NSE:BAIDFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Baid Finserv stock appears to be undervalued.
The current stock price of ₹11.88 is trading 9.9% below its estimated GF Value™ of ₹13.18.
GuruFocus considers Baid Finserv to be Modestly Undervalued.
Key valuation signals for NSE:BAIDFIN:
Equity-to-Asset: 0.00
GF Value™: ₹13.18 vs. price of ₹11.88 (9.9% below fair value)
No single metric tells the full story. See the NSE:BAIDFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Baid Finserv Ltd is a non-banking financial company engaged in vehicle financing, loan against property, and SME lending, hire purchase services, leasing, securities investments, and trading negotiable instruments. The Company operates in a single reporting segment, which is financing. It also provides mortgage loans and top-up loans. The company mainly operates in India.
79GF Score
Get the complete analysis for NSE:BAIDFIN
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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