The historical rank and industry rank for Spandana Sphoorty Financial's Days Inventory or its related term are showing as below:
During the past 12 years, Spandana Sphoorty Financial's highest Days Inventory was 0.65. The lowest was 0.35. And the median was 0.50.
NSE:SPANDANA's Days Inventory is not ranked *
in the Credit Services industry.
Industry Median: 56.59 * Ranked among companies with meaningful Days Inventory only.
Inventory Turnover measures how fast the company turns over its inventory within a year.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Spandana Sphoorty Financial's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.00.
Spandana Sphoorty Financial (NSE:SPANDANA) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
Spandana Sphoorty Financial's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Spandana Sphoorty Financial's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
Spandana Sphoorty Financial Days Inventory Related Terms
Spandana Sphoorty Financial Days Inventory Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SPANDANA vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, Spandana Sphoorty Financial's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spandana Sphoorty Financial Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Spandana Sphoorty Financial's Days Inventory distribution charts can be found below:
* The bar in red indicates where Spandana Sphoorty Financial's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spandana Sphoorty Financial (NSE:SPANDANA) has a Days Inventory of 0.00 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Spandana Sphoorty Financial and its competitors. Over the past decade, Spandana Sphoorty Financial's Days Inventory has ranged from 0.35 to 0.65. According to the industry distribution chart, Spandana Sphoorty Financial ranks #999999 out of 99 companies in the Credit Services industry.
Is Spandana Sphoorty Financial's Days Inventory too high?
Spandana Sphoorty Financial's current Days Inventory is 0.00. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.65. Based on the distribution chart, Spandana Sphoorty Financial ranks #999999 out of 99 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Spandana Sphoorty Financial has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Spandana Sphoorty Financial's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Spandana Sphoorty Financial ranks #999999 out of 99 companies for Days Inventory. This places Spandana Sphoorty Financial in the lower half of its industry. The industry median Days Inventory is 56.59. Historically, Spandana Sphoorty Financial's own Days Inventory has ranged from 0.35 to 0.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 56.59, based on 99 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Spandana Sphoorty Financial and its competitors. For the Credit Services industry, the median Days Inventory is 56.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spandana Sphoorty Financial's current Days Inventory is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spandana Sphoorty Financial stock overvalued right now?
Based on GuruFocus' analysis, Spandana Sphoorty Financial (NSE:SPANDANA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹220.50, compared to a current price of ₹296.55 — trading 34.5% above its estimated fair value. The current Days Inventory is 0.00. Spandana Sphoorty Financial's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Spandana Sphoorty Financial (NSE:SPANDANA), the current Days Inventory is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spandana Sphoorty Financial (NSE:SPANDANA) Overvalued in 2026?
Based on GuruFocus' analysis, Spandana Sphoorty Financial stock appears to be overvalued.
The current stock price of ₹296.55 is trading 34.5% above its estimated GF Value™ of ₹220.50.
GuruFocus considers Spandana Sphoorty Financial to be Significantly Overvalued.
Key valuation signals for NSE:SPANDANA:
Days Inventory: 0.00
GF Value™: ₹220.50 vs. price of ₹296.55 (34.5% above fair value)
No single metric tells the full story. See the NSE:SPANDANA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spandana Sphoorty Financial Ltd is a rural-focused nonbanking financial company (NBFC) and microfinance institution (MFI) with an extensive footprint across India. Its primary objective is to provide incomegenerating loans through the joint liability group (JLG) model, focusing on supporting women from low-income rural and semi-urban households. The group is also expanding to Loan Against Property (LAP) and Nano loans through subsidiary. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.
69GF Score
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