Spandana Sphoorty Financial (NSE:SPANDANA) Interest Expense: ₹0 Mil (TTM As of Mar. 2026)


NSE:SPANDANA Spandana Sphoorty Financial Ltd NSE:SPANDANA
64 GF Score
Price ₹305.85
GF Value ₹221.25
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Spandana Sphoorty Financial Interest Expense?

Spandana Sphoorty Financial NSE:SPANDANA +0.79% 64 Interest Expense is ₹0 Mil as of Mar. 2026. GuruFocus rates NSE:SPANDANA with a GF Score™ of 64/100 and a GF Value™ of ₹221.25 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Spandana Sphoorty Financial's interest expense for the three months ended in Mar. 2026 was ₹ 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Spandana Sphoorty Financial's Operating Income for the three months ended in Mar. 2026 was ₹ -554 Mil. Spandana Sphoorty Financial's Interest Expense for the three months ended in Mar. 2026 was ₹ 0 Mil. GuruFocus does not calculate Spandana Sphoorty Financial's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Spandana Sphoorty Financial  (NSE:SPANDANA) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Spandana Sphoorty Financial's Interest Expense for the three months ended in Mar. 2026 was ₹0 Mil. Its Operating Income for the three months ended in Mar. 2026 was ₹-554 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₹39,427 Mil.

Spandana Sphoorty Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

GuruFocus does not calculate Spandana Sphoorty Financial's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Spandana Sphoorty Financial Interest Expense Historical Data

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The historical data trend for Spandana Sphoorty Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Spandana Sphoorty Financial Interest Expense Chart

Spandana Sphoorty Financial Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -89.66 -9.80 -13.10 -13.40 0.00

Spandana Sphoorty Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NSE:SPANDANA
64GF Score
Spandana Sphoorty Financial Ltd NSE:SPANDANA
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Spandana Sphoorty Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹0 Mil mean?
Spandana Sphoorty Financial (NSE:SPANDANA) has a Interest Expense of ₹0 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Spandana Sphoorty Financial and its competitors.
Is Spandana Sphoorty Financial's Interest Expense too high?
Spandana Sphoorty Financial's current Interest Expense is ₹0 Mil. Overall, Spandana Sphoorty Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Spandana Sphoorty Financial's Interest Expense compare to V and MA?
Spandana Sphoorty Financial's Interest Expense of ₹0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Spandana Sphoorty Financial and its competitors. Spandana Sphoorty Financial's current Interest Expense is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spandana Sphoorty Financial stock overvalued right now?
Based on GuruFocus' analysis, Spandana Sphoorty Financial (NSE:SPANDANA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹221.25, compared to a current price of ₹305.85 — trading 38.2% above its estimated fair value. The current Interest Expense is ₹0 Mil. Spandana Sphoorty Financial's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Spandana Sphoorty Financial (NSE:SPANDANA), the current Interest Expense is ₹0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Spandana Sphoorty Financial (NSE:SPANDANA) Overvalued in 2026?

Based on GuruFocus' analysis, Spandana Sphoorty Financial stock appears to be overvalued. The current stock price of ₹305.85 is trading 38.2% above its estimated GF Value™ of ₹221.25. GuruFocus considers Spandana Sphoorty Financial to be Significantly Overvalued.

Key valuation signals for NSE:SPANDANA:

  • Interest Expense: ₹0 Mil
  • GF Value™: ₹221.25 vs. price of ₹305.85 (38.2% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the NSE:SPANDANA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Spandana Sphoorty Financial Business Description

Other Exchanges 890221:India542759:India
Address TSIIC, Raidurg Panmaktha, Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Rangareddy, Hyderabad, TG, IND, 500081
Spandana Sphoorty Financial Ltd is a rural-focused nonbanking financial company (NBFC) and microfinance institution (MFI) with an extensive footprint across India. Its primary objective is to provide incomegenerating loans through the joint liability group (JLG) model, focusing on supporting women from low-income rural and semi-urban households. The group is also expanding to Loan Against Property (LAP) and Nano loans through subsidiary. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.
64GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹305.85
Price
₹221.25
GF Value