Spandana Sphoorty Financial (NSE:SPANDANA) Total Liabilities: ₹41,168 Mil (As of Mar. 2026)


NSE:SPANDANA Spandana Sphoorty Financial Ltd NSE:SPANDANA
69 GF Score
Price ₹310.55
GF Value ₹220.26
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Spandana Sphoorty Financial Total Liabilities?

Spandana Sphoorty Financial NSE:SPANDANA +2.90% 69 Total Liabilities is ₹41,168 Mil as of Mar. 2026. GuruFocus rates NSE:SPANDANA with a GF Score™ of 69/100 and a GF Value™ of ₹220.26 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Spandana Sphoorty Financial's Total Liabilities for the quarter that ended in Mar. 2026 was ₹41,168 Mil.

Spandana Sphoorty Financial's quarterly Total Liabilities declined from Sep. 2025 (₹34,520.50 Mil) to Dec. 2025 (₹0.00 Mil) but then increased from Dec. 2025 (₹0.00 Mil) to Mar. 2026 (₹41,168.00 Mil).

Spandana Sphoorty Financial's annual Total Liabilities declined from Mar. 2024 (₹97,376.40 Mil) to Mar. 2025 (₹58,602.50 Mil) and declined from Mar. 2025 (₹58,602.50 Mil) to Mar. 2026 (₹41,168.00 Mil).

Spandana Sphoorty Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for Spandana Sphoorty Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Spandana Sphoorty Financial Total Liabilities Chart

Spandana Sphoorty Financial Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39,863.92 62,833.60 97,376.40 58,602.50 41,168.00

Spandana Sphoorty Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58,602.50 0.00 34,520.50 0.00 41,168.00
NSE:SPANDANA
69GF Score
Spandana Sphoorty Financial Ltd NSE:SPANDANA
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Spandana Sphoorty Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Spandana Sphoorty Financial's Total Liabilities for the fiscal year that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=221.8+(39427.3+1518.9
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=41,168

Total Liabilities=Total Assets (A: Mar. 2026 )-Total Equity (A: Mar. 2026 )
=62463.7-21295.7
=41,168

Spandana Sphoorty Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=221.8+(39427.3+1518.9
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=41,168

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=62463.7-21295.7
=41,168

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of ₹41,168 Mil mean?
Spandana Sphoorty Financial (NSE:SPANDANA) has a Total Liabilities of ₹41,168 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Spandana Sphoorty Financial and its competitors.
Is Spandana Sphoorty Financial's Total Liabilities too high?
Spandana Sphoorty Financial's current Total Liabilities is ₹41,168 Mil. Overall, Spandana Sphoorty Financial has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Spandana Sphoorty Financial's Total Liabilities compare to V and MA?
Spandana Sphoorty Financial's Total Liabilities of ₹41,168 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Spandana Sphoorty Financial and its competitors. Spandana Sphoorty Financial's current Total Liabilities is ₹41,168 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spandana Sphoorty Financial stock overvalued right now?
Based on GuruFocus' analysis, Spandana Sphoorty Financial (NSE:SPANDANA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹220.26, compared to a current price of ₹310.55 — trading 41% above its estimated fair value. The current Total Liabilities is ₹41,168 Mil. Spandana Sphoorty Financial's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Spandana Sphoorty Financial (NSE:SPANDANA), the current Total Liabilities is ₹41,168 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Spandana Sphoorty Financial (NSE:SPANDANA) Overvalued in 2026?

Based on GuruFocus' analysis, Spandana Sphoorty Financial stock appears to be overvalued. The current stock price of ₹310.55 is trading 41% above its estimated GF Value™ of ₹220.26. GuruFocus considers Spandana Sphoorty Financial to be Significantly Overvalued.

Key valuation signals for NSE:SPANDANA:

  • Total Liabilities: ₹41,168 Mil
  • GF Value™: ₹220.26 vs. price of ₹310.55 (41% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the NSE:SPANDANA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Spandana Sphoorty Financial Business Description

Other Exchanges 890221:India542759:India
Address TSIIC, Raidurg Panmaktha, Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Rangareddy, Hyderabad, TG, IND, 500081
Spandana Sphoorty Financial Ltd is a rural-focused nonbanking financial company (NBFC) and microfinance institution (MFI) with an extensive footprint across India. Its primary objective is to provide incomegenerating loans through the joint liability group (JLG) model, focusing on supporting women from low-income rural and semi-urban households. The group is also expanding to Loan Against Property (LAP) and Nano loans through subsidiary. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.
69GF Score

Get the complete analysis for NSE:SPANDANA

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹310.55
Price
₹220.26
GF Value