Moneymax Financial Services (SGX:5WJ) Days Inventory: 132.61 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:5WJ Moneymax Financial Services Ltd SGX:5WJ
78 GF Score
Price S$0.76
GF Value S$0.32
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Moneymax Financial Services Days Inventory?

Moneymax Financial Services SGX:5WJ +2.72% 78 Days Inventory is 132.61 as of Jun. 2026, which is 4% below its 10-year median of 137.78. GuruFocus rates SGX:5WJ with a GF Score™ of 78/100 and a GF Value™ of S$0.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,089 Retail - Cyclical companies, Moneymax Financial Services ranks worse than 57.39% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Moneymax Financial Services's Average Total Inventories for the six months ended in Jun. 2026 was S$141.0 Mil. Moneymax Financial Services's Cost of Goods Sold for the six months ended in Jun. 2026 was S$194.1 Mil. Hence, Moneymax Financial Services's Days Inventory for the six months ended in Jun. 2026 was 132.61.

The historical rank and industry rank for Moneymax Financial Services's Days Inventory or its related term are showing as below:

SGX:5WJ' s Days Inventory Range Over the Past 10 Years
Min: 114.72   Med: 137.78   Max: 173.74
Current: 120.78

During the past 13 years, Moneymax Financial Services's highest Days Inventory was 173.74. The lowest was 114.72. And the median was 137.78.

SGX:5WJ's Days Inventory is ranked worse than
57.39% of 1089 companies
in the Retail - Cyclical industry
Industry Median: 102.77 vs SGX:5WJ: 120.78

Moneymax Financial Services's Days Inventory increased from Jun. 2025 (108.16) to Jun. 2026 (132.61). It might indicate that Moneymax Financial Services's sales slowed down.

Inventory Turnover measures how fast the company turns over its inventory within a year. Moneymax Financial Services's Inventory Turnover for the six months ended in Jun. 2026 was 1.38.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Moneymax Financial Services's Inventory-to-Revenue for the six months ended in Jun. 2026 was 0.43.


Moneymax Financial Services  (SGX:5WJ) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Moneymax Financial Services's Inventory Turnover for the six months ended in Jun. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Moneymax Financial Services's Inventory to Revenue for the six months ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Moneymax Financial Services Days Inventory Related Terms


Moneymax Financial Services Days Inventory Historical Data

* Premium members only.

The historical data trend for Moneymax Financial Services's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneymax Financial Services Days Inventory Chart

Moneymax Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 173.74 156.66 114.72 118.89

Moneymax Financial Services Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115.36 119.53 108.16 112.81 132.61

SGX:5WJ vs CASY, WSM, ULTA: Days Inventory Comparison

For the Specialty Retail subindustry, Moneymax Financial Services's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneymax Financial Services Days Inventory vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's Days Inventory distribution charts can be found below:

* The bar in red indicates where Moneymax Financial Services's Days Inventory falls into.


SGX:5WJ
78GF Score
Moneymax Financial Services Ltd SGX:5WJ
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneymax Financial Services Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Moneymax Financial Services's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (84.677 + 134.509) / 2 ) / 336.454*365
=109.593 / 336.454*365
=118.89

Moneymax Financial Services's Days Inventory for the quarter that ended in Jun. 2026 is calculated as:

Days Inventory (Q: Jun. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (134.509 + 147.511) / 2 ) / 194.053*365 / 2
=141.01 / 194.053*365 / 2
=132.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 132.61 mean?
Moneymax Financial Services (SGX:5WJ) has a Days Inventory of 132.61 as of Jun. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Moneymax Financial Services and its competitors. This is near median its historical median of 137.78. Over the past decade, Moneymax Financial Services' Days Inventory has ranged from 114.72 to 173.74. According to the industry distribution chart, Moneymax Financial Services ranks #625 out of 1089 companies in the Retail - Cyclical industry, placing it in the top 57.4%.
Is Moneymax Financial Services' Days Inventory too high?
Moneymax Financial Services' current Days Inventory of 132.61 is near median its 10-year median of 137.78. Over the past 10 years, this metric has ranged from a low of 114.72 to a high of 173.74. The Retail - Cyclical industry median Days Inventory is 102.77. Moneymax Financial Services' value of 132.61 is 29% above this industry median. Based on the distribution chart, Moneymax Financial Services ranks #625 out of 1089 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Moneymax Financial Services has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' Days Inventory compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moneymax Financial Services ranks #625 out of 1089 companies for Days Inventory. This places Moneymax Financial Services in the lower half of its industry. The industry median Days Inventory is 102.77. Moneymax Financial Services' value of 132.61 is 29% above this benchmark. Historically, Moneymax Financial Services' own Days Inventory has ranged from 114.72 to 173.74 over the past decade. While the company's 10-year median is 137.78 vs. the industry median of 102.77, Moneymax Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Retail - Cyclical company?
The median Days Inventory among Retail - Cyclical companies is 102.77, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneymax Financial Services's current Days Inventory of 132.61 is 29% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Moneymax Financial Services and its competitors. For the Retail - Cyclical industry, the median Days Inventory is 102.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneymax Financial Services's current Days Inventory is 132.61, which is near median its own 10-year median of 137.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.32, compared to a current price of S$0.76 — trading 135.9% above its estimated fair value. The current Days Inventory is 132.61, which is near median its 10-year median of 137.78 and 29% above the Retail - Cyclical industry median of 102.77. Moneymax Financial Services' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current Days Inventory is 132.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?

Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued. The current stock price of S$0.76 is trading 135.9% above its estimated GF Value™ of S$0.32. GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.

Key valuation signals for SGX:5WJ:

  • Days Inventory: 132.61 (near median its 10-year median of 137.78)
  • GF Value™: S$0.32 vs. price of S$0.76 (135.9% above fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 29% above the Retail - Cyclical median (#625 of 1089)

No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneymax Financial Services Business Description

Address 7 Changi Business Park Vista, No. 01-01, SOOKEE HQ, Singapore, SGP, 486042
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
78GF Score

Get the complete analysis for SGX:5WJ

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.76
Price
S$0.32
GF Value