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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Moneymax Financial Services's Enterprise Value is S$1,648.5 Mil.
Moneymax Financial Services's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was S$129.7 Mil. Therefore, Moneymax Financial Services's EV-to-EBIT ratio for today is 12.71.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Moneymax Financial Services (SGX:5WJ) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Moneymax Financial Services's EV-to-EBIT for today is
Moneymax Financial Services's current Enterprise Value is S$1,648.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was S$129.7 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Moneymax Financial Services's EV-to-EBITDA for today is:
Moneymax Financial Services's current Enterprise Value is S$1,648.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was S$143.0 Mil.
Moneymax Financial Services's current Enterprise Value is S$1,648.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was S$541.9 Mil.
Moneymax Financial Services's current Enterprise Value is S$1,648.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was S$-178.0 Mil.
Moneymax Financial Services's current Enterprise Value is S$1,648.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S$-179.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneymax Financial Services Enterprise Value Related Terms
Moneymax Financial Services Enterprise Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneymax Financial Services Enterprise Value Chart
SGX:5WJ vs CASY, WSM, ULTA: Enterprise Value Comparison
For the Specialty Retail subindustry, Moneymax Financial Services's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneymax Financial Services Enterprise Value vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Moneymax Financial Services's Enterprise Value falls into.
Moneymax Financial Services Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of S$1,648.5 Mil mean?
Moneymax Financial Services (SGX:5WJ) has a Enterprise Value of S$1,648.5 Mil as of Aug. 06, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Moneymax Financial Services and its competitors.
Is Moneymax Financial Services' Enterprise Value too high?
Moneymax Financial Services' current Enterprise Value is S$1,648.5 Mil. Overall, Moneymax Financial Services has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' Enterprise Value compare to CASY and WSM?
Moneymax Financial Services' Enterprise Value of S$1,648.5 Mil can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Retail - Cyclical company?
A good Enterprise Value depends on the Retail - Cyclical industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Moneymax Financial Services and its competitors. Moneymax Financial Services's current Enterprise Value is S$1,648.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.29, compared to a current price of S$0.84 — trading 187.9% above its estimated fair value. The current Enterprise Value is S$1,648.5 Mil. Moneymax Financial Services' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current Enterprise Value is S$1,648.5 Mil as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?
Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued.
The current stock price of S$0.84 is trading 187.9% above its estimated GF Value™ of S$0.29.
GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.
Key valuation signals for SGX:5WJ:
Enterprise Value: S$1,648.5 Mil
GF Value™: S$0.29 vs. price of S$0.84 (187.9% above fair value)
No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
70GF Score
Get the complete analysis for SGX:5WJ
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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