Moneymax Financial Services (SGX:5WJ) Dividend Payout Ratio: 0.26 (As of Jun. 2026) — 30% Above Median

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SGX:5WJ Moneymax Financial Services Ltd SGX:5WJ
78 GF Score
Price S$0.76
GF Value S$0.32
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Moneymax Financial Services Dividend Payout Ratio?

Moneymax Financial Services SGX:5WJ +2.72% 78 Dividend Payout Ratio is 0.26 as of Jun. 2026, which is 30% above its 10-year median of 0.20. GuruFocus rates SGX:5WJ with a GF Score™ of 78/100 and a GF Value™ of S$0.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 508 Retail - Cyclical companies, Moneymax Financial Services ranks better than 88.58% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Moneymax Financial Services's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.26.

The historical rank and industry rank for Moneymax Financial Services's Dividend Payout Ratio or its related term are showing as below:

SGX:5WJ' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.2   Max: 0.33
Current: 0.14

During the past 13 years, the highest Dividend Payout Ratio of Moneymax Financial Services was 0.33. The lowest was 0.09. And the median was 0.20.

SGX:5WJ's Dividend Payout Ratio is ranked better than
88.58% of 508 companies
in the Retail - Cyclical industry
Industry Median: 0.405 vs SGX:5WJ: 0.14

As of today (2026-09-01), the Dividend Yield % of Moneymax Financial Services is 2.38%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Moneymax Financial Services was 5.35%. The lowest was 0.69%. And the median was 3.03%.

Moneymax Financial Services's Dividends per Share for the months ended in Jun. 2026 was S$0.02.

During the past 12 months, Moneymax Financial Services's average Dividends Per Share Growth Rate was 114.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 19.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 18.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Moneymax Financial Services was 35.70% per year. The lowest was 0.00% per year. And the median was 26.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Moneymax Financial Services (SGX:5WJ) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Moneymax Financial Services Dividend Payout Ratio Related Terms

Moneymax Financial Services Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Moneymax Financial Services's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneymax Financial Services Dividend Payout Ratio Chart

Moneymax Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.20 0.19 0.11 0.09

Moneymax Financial Services Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.00 0.21 0.00 0.26

SGX:5WJ vs CASY, WSM, ULTA: Dividend Payout Ratio Comparison

For the Specialty Retail subindustry, Moneymax Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Moneymax Financial Services Dividend Payout Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Moneymax Financial Services's Dividend Payout Ratio falls into.


SGX:5WJ
78GF Score
Moneymax Financial Services Ltd SGX:5WJ
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneymax Financial Services Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Moneymax Financial Services's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.007/ 0.082
=0.09

Moneymax Financial Services's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.015/ 0.058
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.26 mean?
Moneymax Financial Services (SGX:5WJ) has a Dividend Payout Ratio of 0.26 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Moneymax Financial Services and its competitors. This is 30% above median its historical median of 0.20. Over the past decade, Moneymax Financial Services' Dividend Payout Ratio has ranged from 0.09 to 0.33. According to the industry distribution chart, Moneymax Financial Services ranks #58 out of 508 companies in the Retail - Cyclical industry, placing it in the top 11.4%.
Is Moneymax Financial Services' Dividend Payout Ratio too high?
Moneymax Financial Services' current Dividend Payout Ratio of 0.26 is 30% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.33. The Retail - Cyclical industry median Dividend Payout Ratio is 0.41. Moneymax Financial Services' value of 0.26 is 35.8% below this industry median. Based on the distribution chart, Moneymax Financial Services ranks #58 out of 508 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Moneymax Financial Services has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' Dividend Payout Ratio compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moneymax Financial Services ranks #58 out of 508 companies for Dividend Payout Ratio. This places Moneymax Financial Services in the top 11% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.41. Moneymax Financial Services' value of 0.26 is 35.8% below this benchmark. Historically, Moneymax Financial Services' own Dividend Payout Ratio has ranged from 0.09 to 0.33 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.41, Moneymax Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Retail - Cyclical company?
The median Dividend Payout Ratio among Retail - Cyclical companies is 0.41, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneymax Financial Services's current Dividend Payout Ratio of 0.26 is 35.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Moneymax Financial Services and its competitors. For the Retail - Cyclical industry, the median Dividend Payout Ratio is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneymax Financial Services's current Dividend Payout Ratio is 0.26, which is 30% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.32, compared to a current price of S$0.76 — trading 135.9% above its estimated fair value. The current Dividend Payout Ratio is 0.26, which is 30% above median its 10-year median of 0.20 and 35.8% below the Retail - Cyclical industry median of 0.41. Moneymax Financial Services' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current Dividend Payout Ratio is 0.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?

Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued. The current stock price of S$0.76 is trading 135.9% above its estimated GF Value™ of S$0.32. GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.

Key valuation signals for SGX:5WJ:

  • Dividend Payout Ratio: 0.26 (30% above median its 10-year median of 0.20)
  • GF Value™: S$0.32 vs. price of S$0.76 (135.9% above fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 35.8% below the Retail - Cyclical median (#58 of 508)

No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Moneymax Financial Services Business Description

Address 7 Changi Business Park Vista, No. 01-01, SOOKEE HQ, Singapore, SGP, 486042
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
78GF Score

Get the complete analysis for SGX:5WJ

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.76
Price
S$0.32
GF Value