Moneymax Financial Services (SGX:5WJ) GF Score: 78/100 (As of Aug. 31, 2026) — 20% Above Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:5WJ Moneymax Financial Services Ltd SGX:5WJ
78 GF Score
Price S$0.76
GF Value S$0.32
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Moneymax Financial Services GF Score?

Moneymax Financial Services SGX:5WJ +2.72% 78 GF Score is 78 as of Aug. 31, 2026, which is 20% above its 10-year median of 65.00. GuruFocus rates SGX:5WJ with a GF Score™ of 78/100 and a GF Value™ of S$0.32 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Moneymax Financial Services has the GF Score of 78, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 10/10
3. Growth Rank : 10/10
4. GF Value Rank : 0/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Moneymax Financial Services is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Moneymax Financial Services  (SGX:5WJ) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Moneymax Financial Services GF Score Related Terms


SGX:5WJ vs CASY, WSM, ULTA: GF Score Comparison

For the Specialty Retail subindustry, Moneymax Financial Services's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneymax Financial Services GF Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's GF Score distribution charts can be found below:

* The bar in red indicates where Moneymax Financial Services's GF Score falls into.


SGX:5WJ
78GF Score
Moneymax Financial Services Ltd SGX:5WJ
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 78 mean?
Moneymax Financial Services (SGX:5WJ) has a GF Score of 78 as of Aug. 31, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Moneymax Financial Services and its competitors. This is 20% above median its historical median of 65.00. Over the past decade, Moneymax Financial Services' GF Score has ranged from 24.00 to 78.00.
Is Moneymax Financial Services' GF Score too high?
Moneymax Financial Services' current GF Score of 78 is 20% above median its 10-year median of 65.00. Over the past 10 years, this metric has ranged from a low of 24.00 to a high of 78.00. Overall, Moneymax Financial Services has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' GF Score compare to CASY and WSM?
Moneymax Financial Services' GF Score of 78 can be compared against companies in the Retail - Cyclical industry. Historically, Moneymax Financial Services' own GF Score has ranged from 24.00 to 78.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Retail - Cyclical company?
A good GF Score depends on the Retail - Cyclical industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Moneymax Financial Services and its competitors. Moneymax Financial Services's current GF Score is 78, which is 20% above median its own 10-year median of 65.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.32, compared to a current price of S$0.76 — trading 135.9% above its estimated fair value. The current GF Score is 78, which is 20% above median its 10-year median of 65.00. Moneymax Financial Services' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current GF Score is 78 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?

Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued. The current stock price of S$0.76 is trading 135.9% above its estimated GF Value™ of S$0.32. GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.

Key valuation signals for SGX:5WJ:

  • GF Score: 78 (20% above median its 10-year median of 65.00)
  • GF Value™: S$0.32 vs. price of S$0.76 (135.9% above fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneymax Financial Services Business Description

Address 7 Changi Business Park Vista, No. 01-01, SOOKEE HQ, Singapore, SGP, 486042
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
78GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.76
Price
S$0.32
GF Value