Moneymax Financial Services (SGX:5WJ) OCF Margin %: -49.83% (As of Dec. 2025)

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SGX:5WJ Moneymax Financial Services Ltd SGX:5WJ
70 GF Score
Price S$0.81
GF Value S$0.29
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Moneymax Financial Services OCF Margin %?

Moneymax Financial Services SGX:5WJ -1.22% 70 OCF Margin % is -49.83% as of Dec. 2025. GuruFocus rates SGX:5WJ with a GF Score™ of 70/100 and a GF Value™ of S$0.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,130 Retail - Cyclical companies, Moneymax Financial Services ranks worse than 96.46% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Moneymax Financial Services's Cash Flow from Operations for the six months ended in Dec. 2025 was S$-149.0 Mil. Moneymax Financial Services's Revenue for the six months ended in Dec. 2025 was S$299.0 Mil. Therefore, Moneymax Financial Services's OCF Margin % for the quarter that ended in Dec. 2025 was -49.83%.

As of today, Moneymax Financial Services's current OCF Yield % is -22.44%.

The historical rank and industry rank for Moneymax Financial Services's OCF Margin % or its related term are showing as below:

SGX:5WJ' s OCF Margin % Range Over the Past 10 Years
Min: -33.29   Med: -15.83   Max: 4.89
Current: -32.84


During the past 13 years, the highest OCF Margin % of Moneymax Financial Services was 4.89%. The lowest was -33.29%. And the median was -15.83%.

SGX:5WJ's OCF Margin % is ranked worse than
96.46% of 1130 companies
in the Retail - Cyclical industry
Industry Median: 5.515 vs SGX:5WJ: -32.84


Moneymax Financial Services OCF Margin % Related Terms


Moneymax Financial Services OCF Margin % Historical Data

* Premium members only.

The historical data trend for Moneymax Financial Services's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneymax Financial Services OCF Margin % Chart

Moneymax Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33.29 -18.00 -16.34 -18.25 -32.84

Moneymax Financial Services Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -21.98 -18.39 -18.13 -11.93 -49.83

SGX:5WJ vs CASY, WSM, ULTA: OCF Margin % Comparison

For the Specialty Retail subindustry, Moneymax Financial Services's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneymax Financial Services OCF Margin % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Moneymax Financial Services's OCF Margin % falls into.


SGX:5WJ
70GF Score
Moneymax Financial Services Ltd SGX:5WJ
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Moneymax Financial Services OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Moneymax Financial Services's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-177.975/541.943
=-32.84 %

Moneymax Financial Services's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-148.986/298.981
=-49.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -49.83% mean?
Moneymax Financial Services (SGX:5WJ) has a OCF Margin % of -49.83% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Moneymax Financial Services and its competitors. According to the industry distribution chart, Moneymax Financial Services ranks #1090 out of 1130 companies in the Retail - Cyclical industry, placing it in the top 96.5%.
Is Moneymax Financial Services' OCF Margin % too high?
Moneymax Financial Services' current OCF Margin % is -49.83%. Based on the distribution chart, Moneymax Financial Services ranks #1090 out of 1130 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Moneymax Financial Services has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' OCF Margin % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moneymax Financial Services ranks #1090 out of 1130 companies for OCF Margin %. This places Moneymax Financial Services in the lower half of its industry. The industry median OCF Margin % is 5.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Retail - Cyclical company?
The median OCF Margin % among Retail - Cyclical companies is 5.52, based on 1,130 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Moneymax Financial Services and its competitors. For the Retail - Cyclical industry, the median OCF Margin % is 5.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneymax Financial Services's current OCF Margin % is -49.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.29, compared to a current price of S$0.81 — trading 179.3% above its estimated fair value. The current OCF Margin % is -49.83%. Moneymax Financial Services' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current OCF Margin % is -49.83% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?

Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued. The current stock price of S$0.81 is trading 179.3% above its estimated GF Value™ of S$0.29. GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.

Key valuation signals for SGX:5WJ:

  • OCF Margin %: -49.83%
  • GF Value™: S$0.29 vs. price of S$0.81 (179.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneymax Financial Services Business Description

Address 7 Changi Business Park Vista, No. 01-01, SOOKEE HQ, Singapore, SGP, 486042
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
70GF Score

Get the complete analysis for SGX:5WJ

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.81
Price
S$0.29
GF Value