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Moneymax Financial ServicesSGX:5WJ +2.72%78 PEG Ratio is 0.27 as of Sep. 01, 2026, which is 59% above its 10-year median of 0.17. GuruFocus rates SGX:5WJ with a GF Score™ of 78/100 and a GF Value™ of S$0.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 405 Retail - Cyclical companies, Moneymax Financial Services ranks better than 89.88% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Moneymax Financial Services's PEG Ratio or its related term are showing as below:
SGX:5WJ'
s PEG Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.17 Max: 0.56
Current: 0.27
During the past 13 years, Moneymax Financial Services's highest PEG Ratio was 0.56. The lowest was 0.09. And the median was 0.17.
SGX:5WJ's PEG Ratio is ranked better than 89.88% of 405
companies
in the Retail - Cyclical industry
Industry Median: 1.24
vs SGX:5WJ: 0.27
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Moneymax Financial Services (SGX:5WJ) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Moneymax Financial Services PEG Ratio Related Terms
Moneymax Financial Services PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Retail subindustry, Moneymax Financial Services's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneymax Financial Services PEG Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Moneymax Financial Services's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Moneymax Financial Services (SGX:5WJ) has a PEG Ratio of 0.27 as of Sep. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Moneymax Financial Services and its competitors. This is 59% above median its historical median of 0.17. Over the past decade, Moneymax Financial Services' PEG Ratio has ranged from 0.09 to 0.56. According to the industry distribution chart, Moneymax Financial Services ranks #41 out of 405 companies in the Retail - Cyclical industry, placing it in the top 10.1%.
Is Moneymax Financial Services' PEG Ratio too high?
Moneymax Financial Services' current PEG Ratio of 0.27 is 59% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.56. The Retail - Cyclical industry median PEG Ratio is 1.24. Moneymax Financial Services' value of 0.27 is 78.2% below this industry median. Based on the distribution chart, Moneymax Financial Services ranks #41 out of 405 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Moneymax Financial Services has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' PEG Ratio compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moneymax Financial Services ranks #41 out of 405 companies for PEG Ratio. This places Moneymax Financial Services in the top 10% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.24. Moneymax Financial Services' value of 0.27 is 78.2% below this benchmark. Historically, Moneymax Financial Services' own PEG Ratio has ranged from 0.09 to 0.56 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 1.24, Moneymax Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Retail - Cyclical company?
The median PEG Ratio among Retail - Cyclical companies is 1.24, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneymax Financial Services's current PEG Ratio of 0.27 is 78.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Moneymax Financial Services and its competitors. For the Retail - Cyclical industry, the median PEG Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneymax Financial Services's current PEG Ratio is 0.27, which is 59% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.32, compared to a current price of S$0.76 — trading 135.9% above its estimated fair value. The current PEG Ratio is 0.27, which is 59% above median its 10-year median of 0.17 and 78.2% below the Retail - Cyclical industry median of 1.24. Moneymax Financial Services' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current PEG Ratio is 0.27 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?
Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued.
The current stock price of S$0.76 is trading 135.9% above its estimated GF Value™ of S$0.32.
GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.
Key valuation signals for SGX:5WJ:
PEG Ratio: 0.27 (59% above median its 10-year median of 0.17)
GF Value™: S$0.32 vs. price of S$0.76 (135.9% above fair value)
Industry Position: 78.2% below the Retail - Cyclical median (#41 of 405)
No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
78GF Score
Get the complete analysis for SGX:5WJ
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