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Saksiam Leasing PCLBKK:SAK 76 Days Payable is 0.57 as of Mar. 2026, which is 1040% above its 10-year median of 0.05. GuruFocus rates BKK:SAK with a GF Score™ of 76/100 and a GF Value™ of ฿4.99 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 300 Credit Services companies, Saksiam Leasing PCL ranks worse than 99% on this metric.
The historical rank and industry rank for Saksiam Leasing PCL's Days Payable or its related term are showing as below:
BKK:SAK'
s Days Payable Range Over the Past 10 Years
Min: 0.03 Med: 0.05 Max: 0.21
Current: 0.21
During the past 8 years, Saksiam Leasing PCL's highest Days Payable was 0.21. The lowest was 0.03. And the median was 0.05.
BKK:SAK's Days Payable is ranked worse than 99% of 300
companies
in the Credit Services industry
Industry Median: 33.405
vs BKK:SAK: 0.21
Saksiam Leasing PCL's Days Payable
declined
from Mar. 2025 (0.67) to Mar. 2026 (0.57).
It may suggest that Saksiam Leasing PCLaccelerated paying its suppliers.
Saksiam Leasing PCL Days Payable Related Terms
Saksiam Leasing PCL Days Payable Historical Data
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The historical data trend for Saksiam Leasing PCL's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Saksiam Leasing PCL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saksiam Leasing PCL Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's Days Payable distribution charts can be found below:
* The bar in red indicates where Saksiam Leasing PCL's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Saksiam Leasing PCL's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saksiam Leasing PCL (BKK:SAK) has a Days Payable of 0.57 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Saksiam Leasing PCL and its competitors. This is 1040% above median its historical median of 0.05. Over the past decade, Saksiam Leasing PCL's Days Payable has ranged from 0.03 to 0.21. According to the industry distribution chart, Saksiam Leasing PCL ranks #297 out of 300 companies in the Credit Services industry, placing it in the top 99%.
Is Saksiam Leasing PCL's Days Payable too high?
Saksiam Leasing PCL's current Days Payable of 0.57 is 1040% above median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.21. The Credit Services industry median Days Payable is 33.41. Saksiam Leasing PCL's value of 0.57 is 98.3% below this industry median. Based on the distribution chart, Saksiam Leasing PCL ranks #297 out of 300 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Saksiam Leasing PCL has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saksiam Leasing PCL's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Saksiam Leasing PCL ranks #297 out of 300 companies for Days Payable. This places Saksiam Leasing PCL in the lower half of its industry. The industry median Days Payable is 33.41. Saksiam Leasing PCL's value of 0.57 is 98.3% below this benchmark. Historically, Saksiam Leasing PCL's own Days Payable has ranged from 0.03 to 0.21 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 33.41, Saksiam Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saksiam Leasing PCL's current Days Payable of 0.57 is 98.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Saksiam Leasing PCL and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saksiam Leasing PCL's current Days Payable is 0.57, which is 1040% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saksiam Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Saksiam Leasing PCL (BKK:SAK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿4.99, compared to a current price of ฿3.36 — trading 32.7% below its estimated fair value. The current Days Payable is 0.57, which is 1040% above median its 10-year median of 0.05 and 98.3% below the Credit Services industry median of 33.41. Saksiam Leasing PCL's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Saksiam Leasing PCL (BKK:SAK), the current Days Payable is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saksiam Leasing PCL (BKK:SAK) Overvalued in 2026?
Based on GuruFocus' analysis, Saksiam Leasing PCL stock appears to be undervalued.
The current stock price of ฿3.36 is trading 32.7% below its estimated GF Value™ of ฿4.99.
GuruFocus considers Saksiam Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:SAK:
Days Payable: 0.57 (1040% above median its 10-year median of 0.05)
GF Value™: ฿4.99 vs. price of ฿3.36 (32.7% below fair value)
Industry Position: 98.3% below the Credit Services median (#297 of 300)
No single metric tells the full story. See the BKK:SAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saksiam Leasing PCL is principally engaged in financial services, specifically personal loans, secured loans, nano finance under supervision, and hire-purchase loans, as well as the sale of drone equipment and agricultural drones, and the production and sale of solar energy under its renewable energy business. The company's reportable segments consist of hire-purchase and personal loans, which generate the majority of revenue, and others.
76GF Score
Get the complete analysis for BKK:SAK
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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