Saksiam Leasing PCL (BKK:SAK) Gross Margin %: 89.07% (As of Mar. 2026) — 48% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:SAK Saksiam Leasing PCL BKK:SAK
76 GF Score
Price ฿3.36
GF Value ฿4.99
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Saksiam Leasing PCL Gross Margin %?

Saksiam Leasing PCL BKK:SAK 76 Gross Margin % is 89.07% as of Mar. 2026, which is 48% above its 10-year median of 60.34. GuruFocus rates BKK:SAK with a GF Score™ of 76/100 and a GF Value™ of ฿4.99 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 387 Credit Services companies, Saksiam Leasing PCL ranks better than 55.56% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Saksiam Leasing PCL's Gross Profit for the three months ended in Mar. 2026 was ฿708 Mil. Saksiam Leasing PCL's Revenue for the three months ended in Mar. 2026 was ฿794 Mil. Therefore, Saksiam Leasing PCL's Gross Margin % for the quarter that ended in Mar. 2026 was 89.07%.

Warning Sign:

Saksiam Leasing PCL gross margin has been in long-term decline. The average rate of decline per year is -1.8%.


The historical rank and industry rank for Saksiam Leasing PCL's Gross Margin % or its related term are showing as below:

BKK:SAK' s Gross Margin % Range Over the Past 10 Years
Min: 56.72   Med: 60.34   Max: 91.13
Current: 57.61


During the past 8 years, the highest Gross Margin % of Saksiam Leasing PCL was 91.13%. The lowest was 56.72%. And the median was 60.34%.

BKK:SAK's Gross Margin % is ranked better than
55.56% of 387 companies
in the Credit Services industry
Industry Median: 51.81 vs BKK:SAK: 57.61

Saksiam Leasing PCL had a gross margin of 89.07% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Saksiam Leasing PCL was -1.80% per year.


Saksiam Leasing PCL  (BKK:SAK) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Saksiam Leasing PCL had a gross margin of 89.07% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Saksiam Leasing PCL Gross Margin % Related Terms


Saksiam Leasing PCL Gross Margin % Historical Data

* Premium members only.

The historical data trend for Saksiam Leasing PCL's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saksiam Leasing PCL Gross Margin % Chart

Saksiam Leasing PCL Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial 62.55 61.64 57.23 56.72 57.36

Saksiam Leasing PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 87.10 86.68 86.80 -34.23 89.07

BKK:SAK vs V, MA, AXP: Gross Margin % Comparison

For the Credit Services subindustry, Saksiam Leasing PCL's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saksiam Leasing PCL Gross Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Saksiam Leasing PCL's Gross Margin % falls into.


BKK:SAK
76GF Score
Saksiam Leasing PCL BKK:SAK
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saksiam Leasing PCL Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Saksiam Leasing PCL's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=1902.3 / 3316.35
=(Revenue - Cost of Goods Sold) / Revenue
=(3316.35 - 1414.083) / 3316.35
=57.36 %

Saksiam Leasing PCL's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=707.6 / 794.457
=(Revenue - Cost of Goods Sold) / Revenue
=(794.457 - 86.821) / 794.457
=89.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 89.07% mean?
Saksiam Leasing PCL (BKK:SAK) has a Gross Margin % of 89.07% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Saksiam Leasing PCL and its competitors. This is 48% above median its historical median of 60.34. Over the past decade, Saksiam Leasing PCL's Gross Margin % has ranged from 56.72 to 91.13. According to the industry distribution chart, Saksiam Leasing PCL ranks #172 out of 387 companies in the Credit Services industry, placing it in the top 44.4%.
Is Saksiam Leasing PCL's Gross Margin % too high?
Saksiam Leasing PCL's current Gross Margin % of 89.07% is 48% above median its 10-year median of 60.34. Over the past 10 years, this metric has ranged from a low of 56.72 to a high of 91.13. The Credit Services industry median Gross Margin % is 51.81. Saksiam Leasing PCL's value of 89.07% is 71.9% above this industry median. Based on the distribution chart, Saksiam Leasing PCL ranks #172 out of 387 companies in the Credit Services industry, which is above the industry midpoint. Overall, Saksiam Leasing PCL has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saksiam Leasing PCL's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Saksiam Leasing PCL ranks #172 out of 387 companies for Gross Margin %. This puts Saksiam Leasing PCL in the upper half of its industry. The industry median Gross Margin % is 51.81. Saksiam Leasing PCL's value of 89.07% is 71.9% above this benchmark. Historically, Saksiam Leasing PCL's own Gross Margin % has ranged from 56.72 to 91.13 over the past decade. While the company's 10-year median is 60.34 vs. the industry median of 51.81, Saksiam Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saksiam Leasing PCL's current Gross Margin % of 89.07% is 71.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Saksiam Leasing PCL and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saksiam Leasing PCL's current Gross Margin % is 89.07%, which is 48% above median its own 10-year median of 60.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saksiam Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Saksiam Leasing PCL (BKK:SAK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿4.99, compared to a current price of ฿3.36 — trading 32.7% below its estimated fair value. The current Gross Margin % is 89.07%, which is 48% above median its 10-year median of 60.34 and 71.9% above the Credit Services industry median of 51.81. Saksiam Leasing PCL's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Saksiam Leasing PCL (BKK:SAK), the current Gross Margin % is 89.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saksiam Leasing PCL (BKK:SAK) Overvalued in 2026?

Based on GuruFocus' analysis, Saksiam Leasing PCL stock appears to be undervalued. The current stock price of ฿3.36 is trading 32.7% below its estimated GF Value™ of ฿4.99. GuruFocus considers Saksiam Leasing PCL to be Possible Value Trap.

Key valuation signals for BKK:SAK:

  • Gross Margin %: 89.07% (48% above median its 10-year median of 60.34)
  • GF Value™: ฿4.99 vs. price of ฿3.36 (32.7% below fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 71.9% above the Credit Services median (#172 of 387)

No single metric tells the full story. See the BKK:SAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saksiam Leasing PCL Business Description

Address 49/47 Chedsadabodin Road, Tha-it Subdistrict, Muang Uttaradit District, Uttaradit Province, Uttaradit, THA, 53000
Saksiam Leasing PCL is principally engaged in financial services, specifically personal loans, secured loans, nano finance under supervision, and hire-purchase loans, as well as the sale of drone equipment and agricultural drones, and the production and sale of solar energy under its renewable energy business. The company's reportable segments consist of hire-purchase and personal loans, which generate the majority of revenue, and others.
76GF Score

Get the complete analysis for BKK:SAK

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿3.36
Price
฿4.99
GF Value