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Saksiam Leasing PCLBKK:SAK 76 Net Margin % is 28.90% as of Mar. 2026, which is 1% below its 10-year median of 29.05. GuruFocus rates BKK:SAK with a GF Score™ of 76/100 and a GF Value™ of ฿4.99 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 534 Credit Services companies, Saksiam Leasing PCL ranks better than 68.73% on this metric.
The historical rank and industry rank for Saksiam Leasing PCL's Net Margin % or its related term are showing as below:
BKK:SAK'
s Net Margin % Range Over the Past 10 Years
Min: 21.62 Med: 29.05 Max: 34.93
Current: 26.88
BKK:SAK's Net Margin % is ranked better than 68.73% of 534
companies
in the Credit Services industry
Industry Median: 14.59
vs BKK:SAK: 26.88
Saksiam Leasing PCL (BKK:SAK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Saksiam Leasing PCL Net Margin % Related Terms
Saksiam Leasing PCL Net Margin % Historical Data
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The historical data trend for Saksiam Leasing PCL's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Saksiam Leasing PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saksiam Leasing PCL Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where Saksiam Leasing PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saksiam Leasing PCL (BKK:SAK) has a Net Margin % of 28.90% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Saksiam Leasing PCL and its competitors. This is near median its historical median of 29.05. Over the past decade, Saksiam Leasing PCL's Net Margin % has ranged from 21.62 to 34.93. According to the industry distribution chart, Saksiam Leasing PCL ranks #167 out of 534 companies in the Credit Services industry, placing it in the top 31.3%.
Is Saksiam Leasing PCL's Net Margin % too high?
Saksiam Leasing PCL's current Net Margin % of 28.90% is near median its 10-year median of 29.05. Over the past 10 years, this metric has ranged from a low of 21.62 to a high of 34.93. The Credit Services industry median Net Margin % is 14.59. Saksiam Leasing PCL's value of 28.90% is 98.1% above this industry median. Based on the distribution chart, Saksiam Leasing PCL ranks #167 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, Saksiam Leasing PCL has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saksiam Leasing PCL's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Saksiam Leasing PCL ranks #167 out of 534 companies for Net Margin %. This puts Saksiam Leasing PCL in the upper half of its industry. The industry median Net Margin % is 14.59. Saksiam Leasing PCL's value of 28.90% is 98.1% above this benchmark. Historically, Saksiam Leasing PCL's own Net Margin % has ranged from 21.62 to 34.93 over the past decade. While the company's 10-year median is 29.05 vs. the industry median of 14.59, Saksiam Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.59, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saksiam Leasing PCL's current Net Margin % of 28.90% is 98.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Saksiam Leasing PCL and its competitors. For the Credit Services industry, the median Net Margin % is 14.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saksiam Leasing PCL's current Net Margin % is 28.90%, which is near median its own 10-year median of 29.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saksiam Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Saksiam Leasing PCL (BKK:SAK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿4.99, compared to a current price of ฿3.36 — trading 32.7% below its estimated fair value. The current Net Margin % is 28.90%, which is near median its 10-year median of 29.05 and 98.1% above the Credit Services industry median of 14.59. Saksiam Leasing PCL's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Saksiam Leasing PCL (BKK:SAK), the current Net Margin % is 28.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saksiam Leasing PCL (BKK:SAK) Overvalued in 2026?
Based on GuruFocus' analysis, Saksiam Leasing PCL stock appears to be undervalued.
The current stock price of ฿3.36 is trading 32.7% below its estimated GF Value™ of ฿4.99.
GuruFocus considers Saksiam Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:SAK:
Net Margin %: 28.90% (near median its 10-year median of 29.05)
GF Value™: ฿4.99 vs. price of ฿3.36 (32.7% below fair value)
Industry Position: 98.1% above the Credit Services median (#167 of 534)
No single metric tells the full story. See the BKK:SAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saksiam Leasing PCL is principally engaged in financial services, specifically personal loans, secured loans, nano finance under supervision, and hire-purchase loans, as well as the sale of drone equipment and agricultural drones, and the production and sale of solar energy under its renewable energy business. The company's reportable segments consist of hire-purchase and personal loans, which generate the majority of revenue, and others.
76GF Score
Get the complete analysis for BKK:SAK
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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