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Saksiam Leasing PCLBKK:SAK 78 Return-on-Tangible-Equity is 13.46% as of Mar. 2026, which is 5% below its 10-year median of 14.12. GuruFocus rates BKK:SAK with a GF Score™ of 78/100 and a GF Value™ of ฿4.99 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 525 Credit Services companies, Saksiam Leasing PCL ranks better than 72.38% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Saksiam Leasing PCL's annualized net income for the quarter that ended in Mar. 2026 was ฿918 Mil. Saksiam Leasing PCL's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ฿6,824 Mil. Therefore, Saksiam Leasing PCL's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 13.46%.
The historical rank and industry rank for Saksiam Leasing PCL's Return-on-Tangible-Equity or its related term are showing as below:
BKK:SAK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.04 Med: 14.12 Max: 18.85
Current: 13.49
During the past 8 years, Saksiam Leasing PCL's highest Return-on-Tangible-Equity was 18.85%. The lowest was 13.04%. And the median was 14.12%.
BKK:SAK's Return-on-Tangible-Equity is ranked better than 72.38% of 525
companies
in the Credit Services industry
Industry Median: 7.01
vs BKK:SAK: 13.49
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Saksiam Leasing PCL Return-on-Tangible-Equity Related Terms
Saksiam Leasing PCL Return-on-Tangible-Equity Historical Data
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The historical data trend for Saksiam Leasing PCL's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:SAK vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Saksiam Leasing PCL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saksiam Leasing PCL Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Saksiam Leasing PCL's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 13.46% mean?
Saksiam Leasing PCL (BKK:SAK) has a Return-on-Tangible-Equity of 13.46% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Saksiam Leasing PCL and its competitors. This is near median its historical median of 14.12. Over the past decade, Saksiam Leasing PCL's Return-on-Tangible-Equity has ranged from 13.04 to 18.85. According to the industry distribution chart, Saksiam Leasing PCL ranks #145 out of 525 companies in the Credit Services industry, placing it in the top 27.6%.
Is Saksiam Leasing PCL's Return-on-Tangible-Equity too high?
Saksiam Leasing PCL's current Return-on-Tangible-Equity of 13.46% is near median its 10-year median of 14.12. Over the past 10 years, this metric has ranged from a low of 13.04 to a high of 18.85. The Credit Services industry median Return-on-Tangible-Equity is 7.01. Saksiam Leasing PCL's value of 13.46% is 92% above this industry median. Based on the distribution chart, Saksiam Leasing PCL ranks #145 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Saksiam Leasing PCL has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Saksiam Leasing PCL's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Saksiam Leasing PCL ranks #145 out of 525 companies for Return-on-Tangible-Equity. This puts Saksiam Leasing PCL in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.01. Saksiam Leasing PCL's value of 13.46% is 92% above this benchmark. Historically, Saksiam Leasing PCL's own Return-on-Tangible-Equity has ranged from 13.04 to 18.85 over the past decade. While the company's 10-year median is 14.12 vs. the industry median of 7.01, Saksiam Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saksiam Leasing PCL's current Return-on-Tangible-Equity of 13.46% is 92% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Saksiam Leasing PCL and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saksiam Leasing PCL's current Return-on-Tangible-Equity is 13.46%, which is near median its own 10-year median of 14.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saksiam Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Saksiam Leasing PCL (BKK:SAK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿4.99, compared to a current price of ฿3.36 — trading 32.7% below its estimated fair value. The current Return-on-Tangible-Equity is 13.46%, which is near median its 10-year median of 14.12 and 92% above the Credit Services industry median of 7.01. Saksiam Leasing PCL's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Saksiam Leasing PCL (BKK:SAK), the current Return-on-Tangible-Equity is 13.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saksiam Leasing PCL (BKK:SAK) Overvalued in 2026?
Based on GuruFocus' analysis, Saksiam Leasing PCL stock appears to be undervalued.
The current stock price of ฿3.36 is trading 32.7% below its estimated GF Value™ of ฿4.99.
GuruFocus considers Saksiam Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:SAK:
Return-on-Tangible-Equity: 13.46% (near median its 10-year median of 14.12)
GF Value™: ฿4.99 vs. price of ฿3.36 (32.7% below fair value)
Industry Position: 92% above the Credit Services median (#145 of 525)
No single metric tells the full story. See the BKK:SAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saksiam Leasing PCL is principally engaged in financial services, specifically personal loans, secured loans, nano finance under supervision, and hire-purchase loans, as well as the sale of drone equipment and agricultural drones, and the production and sale of solar energy under its renewable energy business. The company's reportable segments consist of hire-purchase and personal loans, which generate the majority of revenue, and others.
78GF Score
Get the complete analysis for BKK:SAK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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