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DiGiSPICE TechnologiesBOM:517214 -0.53%60 Days Payable is 15.92 as of Mar. 2026, which is 68% below its 10-year median of 49.55. GuruFocus rates BOM:517214 with a GF Score™ of 60/100 and a GF Value™ of ₹25.57 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 76 Diversified Financial Services companies, DiGiSPICE Technologies ranks worse than 89.47% on this metric.
The historical rank and industry rank for DiGiSPICE Technologies's Days Payable or its related term are showing as below:
BOM:517214'
s Days Payable Range Over the Past 10 Years
Min: 15.06 Med: 49.55 Max: 273.9
Current: 15.41
During the past 13 years, DiGiSPICE Technologies's highest Days Payable was 273.90. The lowest was 15.06. And the median was 49.55.
BOM:517214's Days Payable is ranked worse than 89.47% of 76
companies
in the Diversified Financial Services industry
Industry Median: 71.83
vs BOM:517214: 15.41
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, DiGiSPICE Technologies's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DiGiSPICE Technologies Days Payable vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, DiGiSPICE Technologies's Days Payable distribution charts can be found below:
* The bar in red indicates where DiGiSPICE Technologies's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
DiGiSPICE Technologies's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DiGiSPICE Technologies (BOM:517214) has a Days Payable of 15.92 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on DiGiSPICE Technologies and its competitors. This is 68% below median its historical median of 49.55. Over the past decade, DiGiSPICE Technologies' Days Payable has ranged from 15.06 to 273.90. According to the industry distribution chart, DiGiSPICE Technologies ranks #68 out of 76 companies in the Diversified Financial Services industry, placing it in the top 89.5%.
Is DiGiSPICE Technologies' Days Payable too high?
DiGiSPICE Technologies' current Days Payable of 15.92 is 68% below median its 10-year median of 49.55. Over the past 10 years, this metric has ranged from a low of 15.06 to a high of 273.90. The Diversified Financial Services industry median Days Payable is 71.83. DiGiSPICE Technologies' value of 15.92 is 77.8% below this industry median. Based on the distribution chart, DiGiSPICE Technologies ranks #68 out of 76 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, DiGiSPICE Technologies has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does DiGiSPICE Technologies' Days Payable compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, DiGiSPICE Technologies ranks #68 out of 76 companies for Days Payable. This places DiGiSPICE Technologies in the lower half of its industry. The industry median Days Payable is 71.83. DiGiSPICE Technologies' value of 15.92 is 77.8% below this benchmark. Historically, DiGiSPICE Technologies' own Days Payable has ranged from 15.06 to 273.90 over the past decade. While the company's 10-year median is 49.55 vs. the industry median of 71.83, DiGiSPICE Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Diversified Financial Services company?
The median Days Payable among Diversified Financial Services companies is 71.83, based on 76 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DiGiSPICE Technologies's current Days Payable of 15.92 is 77.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on DiGiSPICE Technologies and its competitors. For the Diversified Financial Services industry, the median Days Payable is 71.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DiGiSPICE Technologies's current Days Payable is 15.92, which is 68% below median its own 10-year median of 49.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DiGiSPICE Technologies stock overvalued right now?
Based on GuruFocus' analysis, DiGiSPICE Technologies (BOM:517214) is currently considered Possible Value Trap. The stock's GF Value™ is ₹25.57, compared to a current price of ₹17.00 — trading 33.5% below its estimated fair value. The current Days Payable is 15.92, which is 68% below median its 10-year median of 49.55 and 77.8% below the Diversified Financial Services industry median of 71.83. DiGiSPICE Technologies' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For DiGiSPICE Technologies (BOM:517214), the current Days Payable is 15.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DiGiSPICE Technologies (BOM:517214) Overvalued in 2026?
Based on GuruFocus' analysis, DiGiSPICE Technologies stock appears to be undervalued.
The current stock price of ₹17.00 is trading 33.5% below its estimated GF Value™ of ₹25.57.
GuruFocus considers DiGiSPICE Technologies to be Possible Value Trap.
Key valuation signals for BOM:517214:
Days Payable: 15.92 (68% below median its 10-year median of 49.55)
GF Value™: ₹25.57 vs. price of ₹17.00 (33.5% below fair value)
Industry Position: 77.8% below the Diversified Financial Services median (#68 of 76)
No single metric tells the full story. See the BOM:517214 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DiGiSPICE Technologies Ltd provides financial technology services. The company, along with its subsidiary, offers a comprehensive suite of fintech offerings, including AePS and m-ATM, cash deposit, cash collection, account opening, lending services, PPI, wallet-based UPI opp, bill payment services, and other related services through its tech-enabled platform and a wide network of agents. The group generates a majority of its revenue from the sale of digital financial services and other services. Geographically, it operates only in India.
60GF Score
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