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DiGiSPICE TechnologiesBOM:517214 +2.94%59 3-Year ROIIC % is 45.05 as of Mar. 2026, which is 37% above its 10-year median of 32.92. GuruFocus rates BOM:517214 with a GF Score™ of 59/100 and a GF Value™ of ₹24.74 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 152 Diversified Financial Services companies, DiGiSPICE Technologies ranks better than 89.47% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
DiGiSPICE Technologies's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 45.05%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for DiGiSPICE Technologies's 3-Year ROIIC % or its related term are showing as below:
BOM:517214's 3-Year ROIIC % is ranked better than 89.47% of 152
companies
in the Diversified Financial Services industry
Industry Median: 0.075
vs BOM:517214: 45.05
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
DiGiSPICE Technologies 3-Year ROIIC % Related Terms
DiGiSPICE Technologies 3-Year ROIIC % Historical Data
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The historical data trend for DiGiSPICE Technologies's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:517214 vs FRHC, VOYA: 3-Year ROIIC % Comparison
For the Financial Conglomerates subindustry, DiGiSPICE Technologies's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DiGiSPICE Technologies 3-Year ROIIC % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, DiGiSPICE Technologies's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where DiGiSPICE Technologies's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
DiGiSPICE Technologies (BOM:517214) has a 3-Year ROIIC % of 45.05 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on DiGiSPICE Technologies and its competitors. This is 37% above median its historical median of 32.92. According to the industry distribution chart, DiGiSPICE Technologies ranks #16 out of 152 companies in the Diversified Financial Services industry, placing it in the top 10.5%.
Is DiGiSPICE Technologies' 3-Year ROIIC % too high?
DiGiSPICE Technologies' current 3-Year ROIIC % of 45.05 is 37% above median its 10-year median of 32.92. The Diversified Financial Services industry median 3-Year ROIIC % is 0.08. DiGiSPICE Technologies' value of 45.05 is 59966.7% above this industry median. Based on the distribution chart, DiGiSPICE Technologies ranks #16 out of 152 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, DiGiSPICE Technologies has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does DiGiSPICE Technologies' 3-Year ROIIC % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, DiGiSPICE Technologies ranks #16 out of 152 companies for 3-Year ROIIC %. This places DiGiSPICE Technologies in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 0.08. DiGiSPICE Technologies' value of 45.05 is 59966.7% above this benchmark. While the company's 10-year median is 32.92 vs. the industry median of 0.08, DiGiSPICE Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Diversified Financial Services company?
The median 3-Year ROIIC % among Diversified Financial Services companies is 0.08, based on 152 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DiGiSPICE Technologies's current 3-Year ROIIC % of 45.05 is 59966.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on DiGiSPICE Technologies and its competitors. For the Diversified Financial Services industry, the median 3-Year ROIIC % is 0.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DiGiSPICE Technologies's current 3-Year ROIIC % is 45.05, which is 37% above median its own 10-year median of 32.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DiGiSPICE Technologies stock overvalued right now?
Based on GuruFocus' analysis, DiGiSPICE Technologies (BOM:517214) is currently considered Possible Value Trap. The stock's GF Value™ is ₹24.74, compared to a current price of ₹16.83 — trading 32% below its estimated fair value. The current 3-Year ROIIC % is 45.05, which is 37% above median its 10-year median of 32.92 and 59966.7% above the Diversified Financial Services industry median of 0.08. DiGiSPICE Technologies' overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For DiGiSPICE Technologies (BOM:517214), the current 3-Year ROIIC % is 45.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DiGiSPICE Technologies (BOM:517214) Overvalued in 2026?
Based on GuruFocus' analysis, DiGiSPICE Technologies stock appears to be undervalued.
The current stock price of ₹16.83 is trading 32% below its estimated GF Value™ of ₹24.74.
GuruFocus considers DiGiSPICE Technologies to be Possible Value Trap.
Key valuation signals for BOM:517214:
3-Year ROIIC %: 45.05 (37% above median its 10-year median of 32.92)
GF Value™: ₹24.74 vs. price of ₹16.83 (32% below fair value)
Industry Position: 59966.7% above the Diversified Financial Services median (#16 of 152)
No single metric tells the full story. See the BOM:517214 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DiGiSPICE Technologies Ltd provides financial technology services. The company, along with its subsidiary, offers a comprehensive suite of fintech offerings, including AePS and m-ATM, cash deposit, cash collection, account opening, lending services, PPI, wallet-based UPI opp, bill payment services, and other related services through its tech-enabled platform and a wide network of agents. The group generates a majority of its revenue from the sale of digital financial services and other services. Geographically, it operates only in India.
59GF Score
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