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The historical rank and industry rank for DiGiSPICE Technologies's ROE % or its related term are showing as below:
BOM:517214'
s ROE % Range Over the Past 10 Years
Min: -19.39 Med: -3.22 Max: 8.49
Current: 8.44
During the past 13 years, DiGiSPICE Technologies's highest ROE % was 8.49%. The lowest was -19.39%. And the median was -3.22%.
BOM:517214's ROE % is ranked better than 88.02% of 484
companies
in the Diversified Financial Services industry
Industry Median: 1.645
vs BOM:517214: 8.44
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, DiGiSPICE Technologies's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DiGiSPICE Technologies ROE % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, DiGiSPICE Technologies's ROE % distribution charts can be found below:
* The bar in red indicates where DiGiSPICE Technologies's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
DiGiSPICE Technologies (BOM:517214) has a ROE % of 4.61% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on DiGiSPICE Technologies and its competitors. According to the industry distribution chart, DiGiSPICE Technologies ranks #58 out of 484 companies in the Diversified Financial Services industry, placing it in the top 12%.
Is DiGiSPICE Technologies' ROE % too high?
DiGiSPICE Technologies' current ROE % is 4.61%. The Diversified Financial Services industry median ROE % is 1.65. DiGiSPICE Technologies' value of 4.61% is 180.2% above this industry median. Based on the distribution chart, DiGiSPICE Technologies ranks #58 out of 484 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, DiGiSPICE Technologies has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DiGiSPICE Technologies' ROE % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, DiGiSPICE Technologies ranks #58 out of 484 companies for ROE %. This places DiGiSPICE Technologies in the top 12% of its industry — outperforming the majority of peers. The industry median ROE % is 1.65. DiGiSPICE Technologies' value of 4.61% is 180.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Diversified Financial Services company?
The median ROE % among Diversified Financial Services companies is 1.65, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DiGiSPICE Technologies's current ROE % of 4.61% is 180.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on DiGiSPICE Technologies and its competitors. For the Diversified Financial Services industry, the median ROE % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DiGiSPICE Technologies's current ROE % is 4.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DiGiSPICE Technologies stock overvalued right now?
Based on GuruFocus' analysis, DiGiSPICE Technologies (BOM:517214) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹25.55, compared to a current price of ₹18.84 — trading 26.3% below its estimated fair value. The current ROE % is 4.61% and 180.2% above the Diversified Financial Services industry median of 1.65. DiGiSPICE Technologies' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For DiGiSPICE Technologies (BOM:517214), the current ROE % is 4.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DiGiSPICE Technologies (BOM:517214) Overvalued in 2026?
Based on GuruFocus' analysis, DiGiSPICE Technologies stock appears to be undervalued.
The current stock price of ₹18.84 is trading 26.3% below its estimated GF Value™ of ₹25.55.
GuruFocus considers DiGiSPICE Technologies to be Modestly Undervalued.
Key valuation signals for BOM:517214:
ROE %: 4.61%
GF Value™: ₹25.55 vs. price of ₹18.84 (26.3% below fair value)
Industry Position: 180.2% above the Diversified Financial Services median (#58 of 484)
No single metric tells the full story. See the BOM:517214 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DiGiSPICE Technologies Ltd provides financial technology services. The company, along with its subsidiary, offers a comprehensive suite of fintech offerings, including AePS and m-ATM, cash deposit, cash collection, account opening, lending services, PPI, wallet-based UPI opp, bill payment services, and other related services through its tech-enabled platform and a wide network of agents. The group generates a majority of its revenue from the sale of digital financial services and other services. Geographically, it operates only in India.
60GF Score
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