DiGiSPICE Technologies (BOM:517214) Net Debt Paydown Yield % : 6.24% (As of Aug. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:517214 DiGiSPICE Technologies Ltd BOM:517214
58 GF Score
Price ₹16.91
GF Value ₹24.71
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is DiGiSPICE Technologies Net Debt Paydown Yield %?

DiGiSPICE Technologies BOM:517214 -1.91% 58 Net Debt Paydown Yield % is 6.24% as of Aug. 24, 2026. GuruFocus rates BOM:517214 with a GF Score™ of 58/100 and a GF Value™ of ₹24.71 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 216 Diversified Financial Services companies, DiGiSPICE Technologies ranks better than 91.2% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, DiGiSPICE Technologies's Net Debt Paydown Yield % was 6.24%.


DiGiSPICE Technologies  (BOM:517214) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


DiGiSPICE Technologies Net Debt Paydown Yield % Related Terms


DiGiSPICE Technologies Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for DiGiSPICE Technologies's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DiGiSPICE Technologies Net Debt Paydown Yield % Chart

DiGiSPICE Technologies Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.83 -8.76 6.90 -5.86 6.88

DiGiSPICE Technologies Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.95 -0.38 -0.43 6.88 5.33

BOM:517214 vs FRHC, VOYA: Net Debt Paydown Yield % Comparison

For the Financial Conglomerates subindustry, DiGiSPICE Technologies's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DiGiSPICE Technologies Net Debt Paydown Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, DiGiSPICE Technologies's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where DiGiSPICE Technologies's Net Debt Paydown Yield % falls into.


BOM:517214
58GF Score
DiGiSPICE Technologies Ltd BOM:517214
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

DiGiSPICE Technologies Net Debt Paydown Yield % Calculation

DiGiSPICE Technologies's Net Debt Paydown Yield % for the quarter that ended in Jun. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 701.29-481.22 )/4128.25337
=5.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 6.24% mean?
DiGiSPICE Technologies (BOM:517214) has a Net Debt Paydown Yield % of 6.24% as of Aug. 24, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on DiGiSPICE Technologies and its competitors. According to the industry distribution chart, DiGiSPICE Technologies ranks #19 out of 216 companies in the Diversified Financial Services industry, placing it in the top 8.8%.
Is DiGiSPICE Technologies' Net Debt Paydown Yield % too high?
DiGiSPICE Technologies' current Net Debt Paydown Yield % is 6.24%. Based on the distribution chart, DiGiSPICE Technologies ranks #19 out of 216 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, DiGiSPICE Technologies has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does DiGiSPICE Technologies' Net Debt Paydown Yield % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, DiGiSPICE Technologies ranks #19 out of 216 companies for Net Debt Paydown Yield %. This places DiGiSPICE Technologies in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Diversified Financial Services company?
A good Net Debt Paydown Yield % depends on the Diversified Financial Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on DiGiSPICE Technologies and its competitors. DiGiSPICE Technologies's current Net Debt Paydown Yield % is 6.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DiGiSPICE Technologies stock overvalued right now?
Based on GuruFocus' analysis, DiGiSPICE Technologies (BOM:517214) is currently considered Possible Value Trap. The stock's GF Value™ is ₹24.71, compared to a current price of ₹16.91 — trading 31.6% below its estimated fair value. The current Net Debt Paydown Yield % is 6.24%. DiGiSPICE Technologies' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For DiGiSPICE Technologies (BOM:517214), the current Net Debt Paydown Yield % is 6.24% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DiGiSPICE Technologies (BOM:517214) Overvalued in 2026?

Based on GuruFocus' analysis, DiGiSPICE Technologies stock appears to be undervalued. The current stock price of ₹16.91 is trading 31.6% below its estimated GF Value™ of ₹24.71. GuruFocus considers DiGiSPICE Technologies to be Possible Value Trap.

Key valuation signals for BOM:517214:

  • Net Debt Paydown Yield %: 6.24%
  • GF Value™: ₹24.71 vs. price of ₹16.91 (31.6% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the BOM:517214 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DiGiSPICE Technologies Business Description

Other Exchanges DIGISPICE:India
Address Sector - 125, 19A and 19B, Spice Global Knowledge Park, Noida, UP, IND, 201301
DiGiSPICE Technologies Ltd provides financial technology services. The company, along with its subsidiary, offers a comprehensive suite of fintech offerings, including AePS and m-ATM, cash deposit, cash collection, account opening, lending services, PPI, wallet-based UPI opp, bill payment services, and other related services through its tech-enabled platform and a wide network of agents. The group generates a majority of its revenue from the sale of digital financial services and other services. Geographically, it operates only in India.
58GF Score

Get the complete analysis for BOM:517214

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹16.91
Price
₹24.71
GF Value