Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
DiGiSPICE TechnologiesBOM:517214 -2.43%60 Quick Ratio is 1.17 as of Mar. 2026, which is 1% above its 10-year median of 1.16. GuruFocus rates BOM:517214 with a GF Score™ of 60/100 and a GF Value™ of ₹25.55 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 492 Diversified Financial Services companies, DiGiSPICE Technologies ranks worse than 64.84% on this metric.
DiGiSPICE Technologies has a quick ratio of 1.17. It generally indicates good short-term financial strength.
The historical rank and industry rank for DiGiSPICE Technologies's Quick Ratio or its related term are showing as below:
BOM:517214'
s Quick Ratio Range Over the Past 10 Years
Min: 1.05 Med: 1.16 Max: 1.61
Current: 1.17
During the past 13 years, DiGiSPICE Technologies's highest Quick Ratio was 1.61. The lowest was 1.05. And the median was 1.16.
BOM:517214's Quick Ratio is ranked worse than 64.84% of 492
companies
in the Diversified Financial Services industry
Industry Median: 3.135
vs BOM:517214: 1.17
DiGiSPICE Technologies (BOM:517214) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
DiGiSPICE Technologies Quick Ratio Related Terms
DiGiSPICE Technologies Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, DiGiSPICE Technologies's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DiGiSPICE Technologies Quick Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, DiGiSPICE Technologies's Quick Ratio distribution charts can be found below:
* The bar in red indicates where DiGiSPICE Technologies's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
DiGiSPICE Technologies's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DiGiSPICE Technologies (BOM:517214) has a Quick Ratio of 1.17 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on DiGiSPICE Technologies and its competitors. This is near median its historical median of 1.16. Over the past decade, DiGiSPICE Technologies' Quick Ratio has ranged from 1.05 to 1.61. According to the industry distribution chart, DiGiSPICE Technologies ranks #319 out of 492 companies in the Diversified Financial Services industry, placing it in the top 64.8%.
Is DiGiSPICE Technologies' Quick Ratio too high?
DiGiSPICE Technologies' current Quick Ratio of 1.17 is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 1.61. The Diversified Financial Services industry median Quick Ratio is 3.14. DiGiSPICE Technologies' value of 1.17 is 62.7% below this industry median. Based on the distribution chart, DiGiSPICE Technologies ranks #319 out of 492 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, DiGiSPICE Technologies has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DiGiSPICE Technologies' Quick Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, DiGiSPICE Technologies ranks #319 out of 492 companies for Quick Ratio. This places DiGiSPICE Technologies in the lower half of its industry. The industry median Quick Ratio is 3.14. DiGiSPICE Technologies' value of 1.17 is 62.7% below this benchmark. Historically, DiGiSPICE Technologies' own Quick Ratio has ranged from 1.05 to 1.61 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 3.14, DiGiSPICE Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Diversified Financial Services company?
The median Quick Ratio among Diversified Financial Services companies is 3.14, based on 492 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DiGiSPICE Technologies's current Quick Ratio of 1.17 is 62.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on DiGiSPICE Technologies and its competitors. For the Diversified Financial Services industry, the median Quick Ratio is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DiGiSPICE Technologies's current Quick Ratio is 1.17, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DiGiSPICE Technologies stock overvalued right now?
Based on GuruFocus' analysis, DiGiSPICE Technologies (BOM:517214) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹25.55, compared to a current price of ₹18.84 — trading 26.3% below its estimated fair value. The current Quick Ratio is 1.17, which is near median its 10-year median of 1.16 and 62.7% below the Diversified Financial Services industry median of 3.14. DiGiSPICE Technologies' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For DiGiSPICE Technologies (BOM:517214), the current Quick Ratio is 1.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DiGiSPICE Technologies (BOM:517214) Overvalued in 2026?
Based on GuruFocus' analysis, DiGiSPICE Technologies stock appears to be undervalued.
The current stock price of ₹18.84 is trading 26.3% below its estimated GF Value™ of ₹25.55.
GuruFocus considers DiGiSPICE Technologies to be Modestly Undervalued.
Key valuation signals for BOM:517214:
Quick Ratio: 1.17 (near median its 10-year median of 1.16)
GF Value™: ₹25.55 vs. price of ₹18.84 (26.3% below fair value)
Industry Position: 62.7% below the Diversified Financial Services median (#319 of 492)
No single metric tells the full story. See the BOM:517214 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DiGiSPICE Technologies Ltd provides financial technology services. The company, along with its subsidiary, offers a comprehensive suite of fintech offerings, including AePS and m-ATM, cash deposit, cash collection, account opening, lending services, PPI, wallet-based UPI opp, bill payment services, and other related services through its tech-enabled platform and a wide network of agents. The group generates a majority of its revenue from the sale of digital financial services and other services. Geographically, it operates only in India.
60GF Score
Get the complete analysis for BOM:517214
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:517214 has been successfully added to your 
