Indo Credit CapitalBOM:526887 +4.90%49 Days Payable is 6.98 as of Mar. 2026, which is 94% below its 10-year median of 114.01. GuruFocus rates BOM:526887 with a GF Score™ of 49/100 and a GF Value™ of ₹3.74 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 300 Credit Services companies, Indo Credit Capital ranks worse than 75.33% on this metric.
The historical rank and industry rank for Indo Credit Capital's Days Payable or its related term are showing as below:
BOM:526887'
s Days Payable Range Over the Past 10 Years
Min: 8.95 Med: 114.01 Max: 275.13
Current: 8.95
During the past 13 years, Indo Credit Capital's highest Days Payable was 275.13. The lowest was 8.95. And the median was 114.01.
BOM:526887's Days Payable is ranked worse than 75.33% of 300
companies
in the Credit Services industry
Industry Median: 33.92
vs BOM:526887: 8.95
Indo Credit Capital's Days Payable
declined
from Mar. 2025 (15.63) to Mar. 2026 (6.98).
It may suggest that Indo Credit Capitalaccelerated paying its suppliers.
Indo Credit Capital Days Payable Related Terms
Indo Credit Capital Days Payable Historical Data
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The historical data trend for Indo Credit Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indo Credit Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indo Credit Capital Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indo Credit Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Indo Credit Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Indo Credit Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indo Credit Capital (BOM:526887) has a Days Payable of 6.98 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indo Credit Capital and its competitors. This is 94% below median its historical median of 114.01. Over the past decade, Indo Credit Capital's Days Payable has ranged from 8.95 to 275.13. According to the industry distribution chart, Indo Credit Capital ranks #226 out of 300 companies in the Credit Services industry, placing it in the top 75.3%.
Is Indo Credit Capital's Days Payable too high?
Indo Credit Capital's current Days Payable of 6.98 is 94% below median its 10-year median of 114.01. Over the past 10 years, this metric has ranged from a low of 8.95 to a high of 275.13. The Credit Services industry median Days Payable is 33.92. Indo Credit Capital's value of 6.98 is 79.4% below this industry median. Based on the distribution chart, Indo Credit Capital ranks #226 out of 300 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indo Credit Capital has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indo Credit Capital's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Indo Credit Capital ranks #226 out of 300 companies for Days Payable. This places Indo Credit Capital in the lower half of its industry. The industry median Days Payable is 33.92. Indo Credit Capital's value of 6.98 is 79.4% below this benchmark. Historically, Indo Credit Capital's own Days Payable has ranged from 8.95 to 275.13 over the past decade. While the company's 10-year median is 114.01 vs. the industry median of 33.92, Indo Credit Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.92, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indo Credit Capital's current Days Payable of 6.98 is 79.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indo Credit Capital and its competitors. For the Credit Services industry, the median Days Payable is 33.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indo Credit Capital's current Days Payable is 6.98, which is 94% below median its own 10-year median of 114.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indo Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Indo Credit Capital (BOM:526887) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹3.74, compared to a current price of ₹8.57 — trading 129.1% above its estimated fair value. The current Days Payable is 6.98, which is 94% below median its 10-year median of 114.01 and 79.4% below the Credit Services industry median of 33.92. Indo Credit Capital's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Indo Credit Capital (BOM:526887), the current Days Payable is 6.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indo Credit Capital (BOM:526887) Overvalued in 2026?
Based on GuruFocus' analysis, Indo Credit Capital stock appears to be overvalued.
The current stock price of ₹8.57 is trading 129.1% above its estimated GF Value™ of ₹3.74.
GuruFocus considers Indo Credit Capital to be Significantly Overvalued.
Key valuation signals for BOM:526887:
Days Payable: 6.98 (94% below median its 10-year median of 114.01)
GF Value™: ₹3.74 vs. price of ₹8.57 (129.1% above fair value)
Industry Position: 79.4% below the Credit Services median (#226 of 300)
No single metric tells the full story. See the BOM:526887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indo Credit Capital Ltd is an India-based non-banking financial company engaged in the business of finance and investments. It also assists in financing a variety of lease operations, hire purchase, and investment companies, as well as deals in shares, securities, bonds, and debentures. Geographically, it operates in India.
49GF Score
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