Indo Credit Capital (BOM:526887) EV-to-EBITDA: 52.21 (As of Sep. 10, 2026)

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BOM:526887 Indo Credit Capital Ltd BOM:526887
46 GF Score
Price ₹7.25
GF Value ₹3.89
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Indo Credit Capital EV-to-EBITDA?

Indo Credit Capital BOM:526887 46 EV-to-EBITDA is 52.21 as of Sep. 10, 2026. GuruFocus rates BOM:526887 with a GF Score™ of 46/100 and a GF Value™ of ₹3.89 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 322 Credit Services companies, Indo Credit Capital ranks worse than 80.75% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Indo Credit Capital's enterprise value is ₹51.95 Mil. Indo Credit Capital's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹1.00 Mil. Therefore, Indo Credit Capital's EV-to-EBITDA for today is 52.21.

The historical rank and industry rank for Indo Credit Capital's EV-to-EBITDA or its related term are showing as below:

BOM:526887' s EV-to-EBITDA Range Over the Past 10 Years
Min: -49.08   Med: -6.28   Max: 522.13
Current: 52.21

During the past 13 years, the highest EV-to-EBITDA of Indo Credit Capital was 522.13. The lowest was -49.08. And the median was -6.28.

BOM:526887's EV-to-EBITDA is ranked worse than
80.75% of 322 companies
in the Credit Services industry
Industry Median: 20.215 vs BOM:526887: 52.21

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-10), Indo Credit Capital's stock price is ₹7.25. Indo Credit Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.140. Therefore, Indo Credit Capital's PE Ratio (TTM) for today is 51.79.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Indo Credit Capital  (BOM:526887) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Indo Credit Capital's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.25/0.140
=51.79

Indo Credit Capital's share price for today is ₹7.25.
Indo Credit Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.140.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Indo Credit Capital EV-to-EBITDA Related Terms


Indo Credit Capital EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Indo Credit Capital's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indo Credit Capital EV-to-EBITDA Chart

Indo Credit Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.10 -8.00 -25.77 -39.30 86.28

Indo Credit Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.49 501.89 40.31 86.28 59.08

BOM:526887 vs V, MA, AXP: EV-to-EBITDA Comparison

For the Credit Services subindustry, Indo Credit Capital's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indo Credit Capital EV-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indo Credit Capital's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Indo Credit Capital's EV-to-EBITDA falls into.


BOM:526887
46GF Score
Indo Credit Capital Ltd BOM:526887
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indo Credit Capital EV-to-EBITDA Calculation

Indo Credit Capital's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=51.948/0.995
=52.21

Indo Credit Capital's current Enterprise Value is ₹51.95 Mil.
Indo Credit Capital's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 52.21 mean?
Indo Credit Capital (BOM:526887) has a EV-to-EBITDA of 52.21 as of Sep. 10, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Indo Credit Capital. According to the industry distribution chart, Indo Credit Capital ranks #260 out of 322 companies in the Credit Services industry, placing it in the top 80.7%.
Is Indo Credit Capital's EV-to-EBITDA too high?
Indo Credit Capital's current EV-to-EBITDA is 52.21. The Credit Services industry median EV-to-EBITDA is 20.22. Indo Credit Capital's value of 52.21 is 158.3% above this industry median. Based on the distribution chart, Indo Credit Capital ranks #260 out of 322 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indo Credit Capital has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indo Credit Capital's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Indo Credit Capital ranks #260 out of 322 companies for EV-to-EBITDA. This places Indo Credit Capital in the lower half of its industry. The industry median EV-to-EBITDA is 20.22. Indo Credit Capital's value of 52.21 is 158.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.22, based on 322 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indo Credit Capital's current EV-to-EBITDA of 52.21 is 158.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Indo Credit Capital. For the Credit Services industry, the median EV-to-EBITDA is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indo Credit Capital's current EV-to-EBITDA is 52.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indo Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Indo Credit Capital (BOM:526887) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹3.89, compared to a current price of ₹7.25 — trading 86.4% above its estimated fair value. The current EV-to-EBITDA is 52.21 and 158.3% above the Credit Services industry median of 20.22. Indo Credit Capital's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Indo Credit Capital (BOM:526887), the current EV-to-EBITDA is 52.21 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indo Credit Capital (BOM:526887) Overvalued in 2026?

Based on GuruFocus' analysis, Indo Credit Capital stock appears to be overvalued. The current stock price of ₹7.25 is trading 86.4% above its estimated GF Value™ of ₹3.89. GuruFocus considers Indo Credit Capital to be Significantly Overvalued.

Key valuation signals for BOM:526887:

  • EV-to-EBITDA: 52.21
  • GF Value™: ₹3.89 vs. price of ₹7.25 (86.4% above fair value)
  • GF Score™: 46/100 with 2 warning signs
  • Industry Position: 158.3% above the Credit Services median (#260 of 322)

No single metric tells the full story. See the BOM:526887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indo Credit Capital Business Description

Address Ashram Road, 304, Kaling, Near Mount Carmel School, Behind Bata Show Room, Ahmedabad, GJ, IND, 380 009
Indo Credit Capital Ltd is an India-based non-banking financial company engaged in the business of finance and investments. It also assists in financing a variety of lease operations, hire purchase, and investment companies, as well as deals in shares, securities, bonds, and debentures. Geographically, it operates in India.
46GF Score

Get the complete analysis for BOM:526887

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹7.25
Price
₹3.89
GF Value