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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Indo Credit Capital's Debt-to-EBITDA or its related term are showing as below:
BOM:526887's Debt-to-EBITDA is not ranked *
in the Credit Services industry.
Industry Median: 8.57 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Indo Credit Capital Debt-to-EBITDA Related Terms
Indo Credit Capital Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Indo Credit Capital's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:526887 vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Indo Credit Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indo Credit Capital Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indo Credit Capital's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Indo Credit Capital's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Indo Credit Capital (BOM:526887) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Indo Credit Capital. According to the industry distribution chart, Indo Credit Capital ranks #999999 out of 281 companies in the Credit Services industry.
Is Indo Credit Capital's Debt-to-EBITDA too high?
Indo Credit Capital's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Indo Credit Capital ranks #999999 out of 281 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indo Credit Capital has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indo Credit Capital's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Indo Credit Capital ranks #999999 out of 281 companies for Debt-to-EBITDA. This places Indo Credit Capital in the lower half of its industry. The industry median Debt-to-EBITDA is 8.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.57, based on 281 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Indo Credit Capital. For the Credit Services industry, the median Debt-to-EBITDA is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indo Credit Capital's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indo Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Indo Credit Capital (BOM:526887) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹3.88, compared to a current price of ₹9.35 — trading 141% above its estimated fair value. The current Debt-to-EBITDA is 0.00. Indo Credit Capital's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Indo Credit Capital (BOM:526887), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indo Credit Capital (BOM:526887) Overvalued in 2026?
Based on GuruFocus' analysis, Indo Credit Capital stock appears to be overvalued.
The current stock price of ₹9.35 is trading 141% above its estimated GF Value™ of ₹3.88.
GuruFocus considers Indo Credit Capital to be Significantly Overvalued.
Key valuation signals for BOM:526887:
Debt-to-EBITDA: 0.00
GF Value™: ₹3.88 vs. price of ₹9.35 (141% above fair value)
No single metric tells the full story. See the BOM:526887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indo Credit Capital Ltd is an India-based non-banking financial company engaged in the business of finance and investments. It also assists in financing a variety of lease operations, hire purchase, and investment companies, as well as deals in shares, securities, bonds, and debentures. Geographically, it operates in India.
49GF Score
Get the complete analysis for BOM:526887
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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