Indo Credit Capital (BOM:526887) Pretax Margin %: 65.95% (As of Mar. 2026)


BOM:526887 Indo Credit Capital Ltd BOM:526887
56 GF Score
Price ₹8.17
GF Value ₹3.73
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Indo Credit Capital Pretax Margin %?

Indo Credit Capital BOM:526887 +0.74% 56 Pretax Margin % is 65.95% as of Mar. 2026. GuruFocus rates BOM:526887 with a GF Score™ of 56/100 and a GF Value™ of ₹3.73 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 530 Credit Services companies, Indo Credit Capital ranks better than 78.11% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Indo Credit Capital's Pre-Tax Income for the three months ended in Mar. 2026 was ₹0.86 Mil. Indo Credit Capital's Revenue for the three months ended in Mar. 2026 was ₹1.30 Mil. Therefore, Indo Credit Capital's pretax margin for the quarter that ended in Mar. 2026 was 65.95%.

The historical rank and industry rank for Indo Credit Capital's Pretax Margin % or its related term are showing as below:

BOM:526887' s Pretax Margin % Range Over the Past 10 Years
Min: -953.5   Med: -144.63   Max: 46.63
Current: 46.63


BOM:526887's Pretax Margin % is ranked better than
78.11% of 530 companies
in the Credit Services industry
Industry Median: 20.22 vs BOM:526887: 46.63

Indo Credit Capital  (BOM:526887) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Indo Credit Capital Pretax Margin % Related Terms


Indo Credit Capital Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Indo Credit Capital's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indo Credit Capital Pretax Margin % Chart

Indo Credit Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -215.90 -410.40 -25.92 -39.32 46.63

Indo Credit Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72.08 0.00 0.00 0.00 65.95

BOM:526887 vs V, MA, AXP: Pretax Margin % Comparison

For the Credit Services subindustry, Indo Credit Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indo Credit Capital Pretax Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indo Credit Capital's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Indo Credit Capital's Pretax Margin % falls into.


BOM:526887
56GF Score
Indo Credit Capital Ltd BOM:526887
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indo Credit Capital Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Indo Credit Capital's Pretax Margin for the fiscal year that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=0.608/1.304
=46.63 %

Indo Credit Capital's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.86/1.304
=65.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 65.95% mean?
Indo Credit Capital (BOM:526887) has a Pretax Margin % of 65.95% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Indo Credit Capital and its competitors. According to the industry distribution chart, Indo Credit Capital ranks #116 out of 530 companies in the Credit Services industry, placing it in the top 21.9%.
Is Indo Credit Capital's Pretax Margin % too high?
Indo Credit Capital's current Pretax Margin % is 65.95%. The Credit Services industry median Pretax Margin % is 20.22. Indo Credit Capital's value of 65.95% is 226.2% above this industry median. Based on the distribution chart, Indo Credit Capital ranks #116 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Indo Credit Capital has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indo Credit Capital's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Indo Credit Capital ranks #116 out of 530 companies for Pretax Margin %. This places Indo Credit Capital in the top 22% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.22. Indo Credit Capital's value of 65.95% is 226.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.22, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indo Credit Capital's current Pretax Margin % of 65.95% is 226.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Indo Credit Capital and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indo Credit Capital's current Pretax Margin % is 65.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indo Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Indo Credit Capital (BOM:526887) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹3.73, compared to a current price of ₹8.17 — trading 119% above its estimated fair value. The current Pretax Margin % is 65.95% and 226.2% above the Credit Services industry median of 20.22. Indo Credit Capital's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Indo Credit Capital (BOM:526887), the current Pretax Margin % is 65.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indo Credit Capital (BOM:526887) Overvalued in 2026?

Based on GuruFocus' analysis, Indo Credit Capital stock appears to be overvalued. The current stock price of ₹8.17 is trading 119% above its estimated GF Value™ of ₹3.73. GuruFocus considers Indo Credit Capital to be Significantly Overvalued.

Key valuation signals for BOM:526887:

  • Pretax Margin %: 65.95%
  • GF Value™: ₹3.73 vs. price of ₹8.17 (119% above fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 226.2% above the Credit Services median (#116 of 530)

No single metric tells the full story. See the BOM:526887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indo Credit Capital Business Description

Address Ashram Road, 304, Kaling, Near Mount Carmel School, Behind Bata Show Room, Ahmedabad, GJ, IND, 380 009
Indo Credit Capital Ltd is an India-based non-banking financial company engaged in the business of finance and investments. It also assists in financing a variety of lease operations, hire purchase, and investment companies, as well as deals in shares, securities, bonds, and debentures. Geographically, it operates in India.
56GF Score

Get the complete analysis for BOM:526887

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.17
Price
₹3.73
GF Value